Sustainable investing focuses on building a portfolio of shares centered around companies that are solving the challenges presented by climate change, or those committed to better ways of doing business.

A sound investment strategy can make the difference between success and failure, informing your asset purchase decisions and building an enviable portfolio that will support you for the rest of your life.

Are you thinking about dipping a toe into the world of investing but unsure where to start? Perhaps you already have a small number of shares but are keen to expand to a real investment portfolio?

LTV, or loan-to-value, is a ratio used by lenders to determine the risk of issuing a loan. LTV is most often applied to mortgages but can be used to calculate the risk of any secured loan.

Green and ethical investments are becoming more and more popular every year. This type of investing is all about backing industries and businesses that are part of the shift towards a fairer and more sustainable world.