Before the project is published on the platform and available for investments, we do a farmer profile scoring.
Project publishing on the platform
On the platform we publish only carefully selected projects, providing high quality projects with low LTV (loan to value).
Every project is secured: first rank mortgage, 3-way agreement with the grain buyer, personal guarantee, pledge.
LANDE has collaborated with LemonWay for secured investments, and the funds are stored at BNP Paribas.
There are several repayment methods for the borrower: Full bullet, Bullet, Balloon, Annuity.