How it works

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Investor 

In the registration process each investor is strictly checked with modern KYC & AML procedures.

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Project on LANDE

Before publishing a project on the platform we do a borrower profile search. Project acceptance rate is around 5%.

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Fully funded project

For secured investments LANDE has partnered with LemonWay and the money is held at BNP Paribas bank.

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Farmer’s growth

Investor funds help small and medium sized farmers to implement ideas, develop and achieve their goals.

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Earned principal and interest

Earned principal and interest Investor earns principal and interest from three different loan types: Seasonal funding, Machinery loan and Loan for farm development.

LANDE projects

Project selection

Before the project is published on the platform and available for investments, we do a farmer profile scoring.

Project publishing on the platform

On the platform we publish only carefully selected projects, providing high quality projects with low LTV (loan to value).

Security

Every project is secured: first rank mortgage, 3-way agreement with the grain buyer, personal guarantee, pledge.

Investments

LANDE has collaborated with LemonWay for secured investments, and the funds are stored at BNP Paribas.

Repayment method

There are several repayment methods for the borrower: Full bullet, Bullet, Balloon, Annuity.


All the projects are secured

Term

3-12

months

Loan type

Seasonal funding

Collateral type

Personal guarantee and 3-way agreement (grain buyer, LANDE, farmer)

Term

12-36

months

Loan type

Machinery loans

Collateral type

Commercial pledge

Term

12-60

months

Loan type

Land buying

Collateral type

Mortgage loan


Why choose LANDE?

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Diversify portfolio with agricultural loans

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Dynamic loan terms

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Secured projects

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Mažas LTV (paskolos ir užstato santykis)