Funding for Self-employed farmer
FG
RO

Icon check Proiectul este finanțat integral

Funding for Self-employed farmer

€ 3000.00

Faceți investiții

€ 3000.00

Acumulat din :sumă

Icon check Proiectul este finanțat integral

Împrumut

  • Suma € 3000.00
  • Rata dobânzii 10%
  • Termen 7m
  • Tipul garanției colaterale Recolta
  • LTV - raport împrumut/valoare 26%

Descriere

This project gives LANDE investors an opportunity to provide funding in the amount of € 3 000 for Self-employed farmer to receive a loan for working capital.

The annual interest rate of 10%, LTV of 26%, and a loan term of 7 months. The Loan and the interest for the Loan use for all the period of its use are repaid by one payment on the last day of the Loan maturity term.

The borrower is engaged in crop farming, managing 31.87 ha of arable land and growing wheat, oats, barley and buckwheat. Financial results in 2022 were: net revenue: € 34 855; net profit € 6 517.

In order to secure the repayment of the loan, the borrower has concluded an agreement for the oats in the volume of 15 t and buckwheat in the volume of 12 t. The repayment of the loan will be done once the harvest will be handed to the buyer.

The price of bio oats is determined by the market exchange and at the time of the harvest will be approximately € 250 per ton, and the price for buckwheat is estimated to be  € 655 per ton, thus the value of the harvest is estimated at € 11 610. 

The borrower aims to repay the loan with incoming business revenue.

The borrower is a recipient of support payments from the European Agricultural Guarantee Fund and the European Agricultural Fund for Rural Development.

Grafic

Graficul de rambursare a creditului este informativ și poate fi supus modificărilor.
Perioada de grație - perioadă de 5 zile de la data de plată stabilită conform graficului de plată, când împrumutul nu este considerat a fi întârziat, din cauza perioadei de transfer bancar.
# Data Suma principală Dobândă Total Stare
1 25.06.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
2 25.07.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
3 25.08.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
4 25.09.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
5 25.10.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
6 25.11.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
7 25.12.2023 € 3000.00 € 175.00 € 3175.00

Împrumutat

  • Țara Latvia, LV

Garanții colaterale

  • Țara Latvia, LV
  • Tipul garanției colaterale Recolta
  • Valoarea garanției colaterale € 11610.00
  • LTV - raport împrumut/valoare 26%

Defalcarea investițiilor

Investitor Suma
Investitor 1 € 50.00
Investitor 2 € 50.00
Investitor 3 € 250.00
Investitor 4 € 250.00
Investitor 5 € 250.00
Investitor 6 € 50.00
Investitor 7 € 250.00
Investitor 8 € 50.00
Investitor 9 € 250.00
Investitor 10 € 250.00
Investitor 11 € 50.00
Investitor 12 € 50.00
Investitor 13 € 50.00
Investitor 14 € 100.00
Investitor 15 € 100.00
Investitor 16 € 50.00
Investitor 17 € 500.00
Investitor 18 € 50.00
Investitor 19 € 250.00
Investitor 20 € 50.00
Investitor 21 € 50.00
Totaluri € 3000.00
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