One of the key aspects that sets farms apart from the rest of the economy is seasonality and its impact on cash flow and decision-making. Unlike most other businesses, which have relatively constant income streams, farms experience major fluctuations in their cash flows simply because of the natural lifecycle of their key assets – whether they work with crops or livestock or both.

Since LANDE’s services are exclusively dedicated to farmers, our financial products are set up to best serve this market segment, meaning we have adapted both our loan conditions and our investor policies to the business cycles described above.

We are thrilled to announce that LANDE, a Latvian-based crowdlending platform, has successfully entered Romania. LANDE to date actively operates in the agricultural sector in the Baltic region providing financing of 9 million euros for small and medium businesses that manage more than 60 000 ha of arable land.