Refinancing and seasonal operational costs
FG

Icon check Projekts ir nofinansēts

Refinancing and seasonal operational costs

€22,365.01

Investēt

€22,365.01

Investēts no €22,365.01

Icon check Projekts ir nofinansēts

Aizdevums

  • Summa €22,365.01
  • Procentu likme 11%
  • Termiņš 24m
  • Nodrošinājuma veids Zeme
  • LTV 49%

Apraksts

This project provides LANDE investors with an opportunity to finance an agricultural loan secured by a first-rank mortgage on the real estate “Lauciņi”, located Milzkalne, Smārde parish, Tukums county for Ainārs Arbidāns.

The funding target for this project is € 22 365.01, which will be used in order for refinancing, pay off first LANDE loan, and also for seasonal operational costs. 

This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 49%, a loan term of 24 months, with a monthly manner of interest payments and full repayment of the principal at the end of the loan term.

The collateral consists of a land plot with a total area of 12.6 ha consisting both of agricultural and forest land, located in “Lauciņi”, Milzkalne, Smārde parish, Tukums count, cadastre number 90820040102. The estimated current market value of the collateral is € 45 438. 

In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 35 600 will be registered on the collateral in the Land Register of Latvia. Aside from the mortgage, the collateral is debt-free. The current market value of the collateral is estimated at € 45 438 subsequently making loan to collateral value ratio (LTV) - 49%.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral is € 4400 per ha. The average price of forest land keeps increasing, on average being € 2140 per ha.

The borrower is a self-employed farmer engaged in cereal farming. Borrower aims to repay the loan from incoming business revenues. Furthermore, the Borrower has also an option to repay the loan from incoming revenues of logging or sale of part of the real estate.

Dokumenti

  • MARKET_REVIEW_Arbidans_collateral
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Citi aizņēmēja aizdevumi

Grafiks

Grace period - 5 dienu periods pēc noteiktā maksājuma datuma, saskaņā ar maksājumu grafiku, kad kredīts netiek uzskatīts par kavētu bankas pārskaitījuma perioda dēļ.
# Datums Pamtsumma Procentu ieņēmumi Kopā Statuss
1 25.07.2022 €0.00 €205.01 €205.01 Icon check Samaksāts
2 25.08.2022 €0.00 €205.01 €205.01 Icon check Samaksāts
3 25.09.2022 €0.00 €205.01 €205.01 Icon check Samaksāts
4 25.10.2022 €0.00 €205.01 €205.01
5 25.11.2022 €0.00 €205.01 €205.01
6 25.12.2022 €0.00 €205.01 €205.01
7 25.01.2023 €0.00 €205.01 €205.01
8 25.02.2023 €0.00 €205.01 €205.01
9 25.03.2023 €0.00 €205.01 €205.01
10 25.04.2023 €0.00 €205.01 €205.01
11 25.05.2023 €0.00 €205.01 €205.01
12 25.06.2023 €0.00 €205.01 €205.01
13 25.07.2023 €0.00 €205.01 €205.01
14 25.08.2023 €0.00 €205.01 €205.01
15 25.09.2023 €0.00 €205.01 €205.01
16 25.10.2023 €0.00 €205.01 €205.01
17 25.11.2023 €0.00 €205.01 €205.01
18 25.12.2023 €0.00 €205.01 €205.01
19 25.01.2024 €0.00 €205.01 €205.01
20 25.02.2024 €0.00 €205.01 €205.01
21 25.03.2024 €0.00 €205.01 €205.01
22 25.04.2024 €0.00 €205.01 €205.01
23 25.05.2024 €0.00 €205.01 €205.01
24 25.06.2024 €0.00 €205.01 €205.01
25 26.06.2024 €22,365.01 €0.00 €22,365.01

Aizņēmējs

  • Valsts Latvia, LV

Nodrošinājums

  • Valsts Latvia, LV
  • Nodrošinājuma veids Zeme
  • Nodrošinājuma vērtība €45,438.00
  • LTV 49%

Saņemtās investīcijas

Investors Summa
Investors 1 €50.00
Investors 2 €50.00
Investors 3 €50.00
Investors 4 €50.00
Investors 5 €250.00
Investors 6 €50.00
Investors 7 €250.00
Investors 8 €50.00
Investors 9 €75.00
Investors 10 €50.00
Investors 11 €50.00
Investors 12 €50.00
Investors 13 €50.00
Investors 14 €100.00
Investors 15 €50.00
Investors 16 €50.00
Investors 17 €50.00
Investors 18 €75.00
Investors 19 €50.00
Investors 20 €50.00
Investors 21 €250.00
Investors 22 €50.00
Investors 23 €50.00
Investors 24 €50.00
Investors 25 €100.00
Investors 26 €50.00
Investors 27 €250.00
Investors 28 €50.00
Investors 29 €50.00
Investors 30 €50.00
Investors 31 €50.00
Investors 32 €50.00
Investors 33 €50.00
Investors 34 €50.00
Investors 35 €50.00
Investors 36 €50.00
Investors 37 €50.00
Investors 38 €50.00
Investors 39 €250.00
Investors 40 €50.00
Investors 41 €50.00
Investors 42 €50.00
Investors 43 €400.00
Investors 44 €50.00
Investors 45 €50.00
Investors 46 €50.00
Investors 47 €50.00
Investors 48 €50.00
Investors 49 €50.00
Investors 50 €500.00
Investors 51 €1,000.00
Investors 52 €50.00
Investors 53 €50.00
Investors 54 €52.30
Investors 55 €100.00
Investors 56 €100.00
Investors 57 €200.00
Investors 58 €50.00
Investors 59 €50.00
Investors 60 €50.00
Investors 61 €50.00
Investors 62 €50.00
Investors 63 €50.00
Investors 64 €500.00
Investors 65 €50.00
Investors 66 €50.00
Investors 67 €52.00
Investors 68 €50.00
Investors 69 €50.00
Investors 70 €50.00
Investors 71 €50.00
Investors 72 €100.00
Investors 73 €50.00
Investors 74 €100.00
Investors 75 €50.00
Investors 76 €50.00
Investors 77 €69.00
Investors 78 €1,000.00
Investors 79 €50.00
Investors 80 €50.00
Investors 81 €50.00
Investors 82 €50.00
Investors 83 €51.50
Investors 84 €53.00
Investors 85 €100.00
Investors 86 €50.00
Investors 87 €50.00
Investors 88 €50.00
Investors 89 €50.00
Investors 90 €51.00
Investors 91 €50.00
Investors 92 €50.00
Investors 93 €50.00
Investors 94 €200.00
Investors 95 €1,000.00
Investors 96 €500.00
Investors 97 €50.00
Investors 98 €59.50
Investors 99 €100.00
Investors 100 €100.00
Investors 101 €50.00
Investors 102 €100.00
Investors 103 €100.00
Investors 104 €50.00
Investors 105 €50.00
Investors 106 €50.00
Investors 107 €250.00
Investors 108 €56.03
Investors 109 €50.00
Investors 110 €50.00
Investors 111 €100.00
Investors 112 €62.10
Investors 113 €50.00
Investors 114 €50.00
Investors 115 €50.00
Investors 116 €1,000.00
Investors 117 €50.00
Investors 118 €50.00
Investors 119 €52.00
Investors 120 €50.00
Investors 121 €100.00
Investors 122 €50.00
Investors 123 €50.00
Investors 124 €50.00
Investors 125 €50.00
Investors 126 €100.00
Investors 127 €60.30
Investors 128 €124.00
Investors 129 €1,000.00
Investors 130 €50.00
Investors 131 €100.00
Investors 132 €112.00
Investors 133 €100.00
Investors 134 €60.00
Investors 135 €50.00
Investors 136 €500.00
Investors 137 €50.00
Investors 138 €55.00
Investors 139 €60.00
Investors 140 €50.00
Investors 141 €50.00
Investors 142 €50.00
Investors 143 €1,100.00
Investors 144 €50.00
Investors 145 €500.00
Investors 146 €52.00
Investors 147 €50.00
Investors 148 €50.00
Investors 149 €50.00
Investors 150 €50.00
Investors 151 €50.00
Investors 152 €50.00
Investors 153 €50.00
Investors 154 €50.00
Investors 155 €50.00
Investors 156 €50.86
Investors 157 €50.00
Investors 158 €50.00
Investors 159 €50.00
Investors 160 €250.00
Investors 161 €50.00
Investors 162 €50.00
Investors 163 €50.00
Investors 164 €54.40
Investors 165 €500.00
Investors 166 €114.00
Investors 167 €50.00
Investors 168 €61.10
Investors 169 €150.00
Investors 170 €50.55
Investors 171 €100.00
Investors 172 €50.00
Investors 173 €500.00
Investors 174 €50.00
Investors 175 €55.00
Investors 176 €51.16
Investors 177 €100.00
Investors 178 €50.00
Investors 179 €50.00
Investors 180 €50.00
Investors 181 €250.00
Investors 182 €50.00
Investors 183 €100.00
Investors 184 €101.12
Investors 185 €50.00
Investors 186 €50.00
Investors 187 €50.00
Investors 188 €50.00
Investors 189 €50.00
Investors 190 €245.09
Kopā €22,365.01
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