Agricultural loan Jāņi, Rožkalnu pag., Līvānu nov.
FG

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Agricultural loan Jāņi, Rožkalnu pag., Līvānu nov.

€6,200.00

Investēt

€6,200.00

Investēts no €6,200.00

Icon check Projekts ir nofinansēts

Aizdevums

  • Summa €6,200.00
  • Procentu likme 11%
  • Termiņš 11m
  • Nodrošinājuma veids Zeme
  • LTV 54%

Apraksts

This project provides LendSecured investors with an opportunity to finance an agricultural loan secured by a first rank mortgage on the real estate “Jāņi”, located in Rožkalnu parish, Līvānu region for a self-employed farmer. The funding target for this project is € 6 200.00, which will be used in order to purchase cattle.

This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 54%, loan term of 12 months, with monthly manner of interest and principal payments.

The collateral consists of an agricultural land plot with a total area of 7 ha. In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 12 400.00 will be registered on the collateral in the Land Register of Latvia.

The current market value of the collateral is estimated at € 11 560.00 subsequently making loan to collateral value ratio (LTV) - 54%.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 1 300 EUR per ha to € 1 800 per ha.

Borrower is self-employed in the agricultural sector and is engaged in dairy farming and cattle breeding. Borrower is seeking the funds to expand the farm and purchase more cattle.

 

Borrower aims to repay the loan from incoming business revenues. The borrower is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development. For additional guarantee the daughter of the borrower is providing a personal surety ship in the full loan amount.

Dokumenti

  • Market Review
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Grafiks

Grace period - 5 dienu periods pēc noteiktā maksājuma datuma, saskaņā ar maksājumu grafiku, kad kredīts netiek uzskatīts par kavētu bankas pārskaitījuma perioda dēļ.
# Datums Pamtsumma Procentu ieņēmumi Kopā Statuss
1 10.11.2021 €103.41 €56.83 €160.24 Icon check Samaksāts
2 10.12.2021 €104.35 €55.89 €160.24 Icon check Samaksāts
3 10.01.2022 €105.31 €54.93 €160.24 Icon check Samaksāts
4 10.02.2022 €106.28 €53.96 €160.24 Icon check Samaksāts
5 10.03.2022 €107.25 €52.99 €160.24 Icon check Samaksāts
6 10.04.2022 €108.23 €52.01 €160.24 Icon check Samaksāts
7 10.05.2022 €109.23 €51.01 €160.24 Icon check Samaksāts
8 10.06.2022 €110.23 €50.01 €160.24 Icon check Samaksāts
9 10.07.2022 €111.24 €49.00 €160.24 Icon check Samaksāts
10 10.08.2022 €112.26 €47.98 €160.24 Icon check Samaksāts
11 10.09.2022 €113.29 €46.95 €160.24 Icon check Samaksāts
12 24.09.2022 €138.81 €21.42 €160.23
13 24.09.2022 €4,870.10 €0.00 €4,870.10

Aizņēmējs

  • Valsts Latvia, LV

Nodrošinājums

  • Valsts Latvia, LV
  • Nodrošinājuma veids Zeme
  • Nodrošinājuma vērtība €11,560.00
  • LTV 54%

Saņemtās investīcijas

Investors Summa
LANDE līdzfinansējums -€0.19
Enkura investora ieguldījumi €10.37
Investors 1 -€0.19
Investors 2 €80.85
Investors 3 €40.45
Investors 4 €40.45
Investors 5 €40.45
Investors 6 €0.30
Investors 7 €40.45
Investors 8 €40.45
Investors 9 €40.45
Investors 10 €80.85
Investors 11 €404.02
Investors 12 €404.02
Investors 13 €161.64
Investors 14 €40.45
Investors 15 €40.45
Investors 16 €250.48
Investors 17 €0.00
Investors 18 €40.45
Investors 19 €80.85
Investors 20 €323.22
Investors 21 €161.64
Investors 22 €80.85
Investors 23 €0.00
Investors 24 €80.85
Investors 25 €40.45
Investors 26 €121.23
Investors 27 €40.45
Investors 28 €40.45
Investors 29 €80.85
Investors 30 €40.45
Investors 31 €40.45
Investors 32 €40.45
Investors 33 €40.45
Investors 34 €161.64
Investors 35 €40.45
Investors 36 €41.25
Investors 37 €80.85
Investors 38 €40.83
Investors 39 €88.92
Investors 40 €161.64
Investors 41 €80.85
Investors 42 €40.45
Investors 43 €121.23
Investors 44 €40.45
Investors 45 €40.45
Investors 46 €40.45
Investors 47 €40.45
Investors 48 €657.73
Investors 49 -€0.03
Investors 50 €42.06
Investors 51 €40.45
Investors 52 €80.85
Investors 53 €8.12
Investors 54 €20.25
Investors 55 €65.24
Investors 56 €27.77
Investors 57 €8.27
Investors 58 €2.13
Investors 59 €38.15
Investors 60 €40.45
Kopā €6,200.00
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