Kredit-ID: 200821-386046
Promotional project No. 1/10
Kreditbedingungen
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Betrag €21,600.00
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Laufzeit 15 Monate
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Zinssatz 13%
Beschreibung
Update from 22.04.2021 - The borrower has informed LendSecured about his intention to return the loan. Investors will receive principal and interest for the accrued period within a month.
Update from 05.01.2021 - Since conclusion of the contract, Borrower has had 4 payments according to the schedule and all of them were made on time.
After two stages of financing, borrower continues construction according to the plan. Building has been registered in the Land book, pulled in the heating, put in floors and windows and is currently finishing the gray mount of indoors. Construction terms have not changed and the object is expected to be commissioned by end of May 2021.
Project - Zaļā iela 6, Varkaļi, offers to make investments with the aim to finish construction works of the building.
The loan is secured with a first rank mortgage.
Funds raised will be used to continue the construction works in the real estate object located in the center of district of Babite, Varkali, which is 35 min drive from Riga. Total area of the building is 196.28 square meters, plus sauna house. Total costs of construction to completion will be EUR 54000.00 (including VAT, registration and loan fees, etc.). In the first fundraising round the amount to be raised is EUR 21600.00. At the beginning of December 2020, the second round of fundraising will be started with a goal raising EUR 32400.00. After second round of fundraising the total loan amount will be EUR 54000.00, which will make future max LTV 29 %. The market value of the private house after completion of construction is estimated at EUR 188000.00. Object is expected to be commissioned by end of May 2021.
Borrower is a self-employed person engaged in provision of construction services. Construction is done by IK "K.H.R", registration No. 43602027683. The borrower has experience in the construction of a residential house with a resale at a profit.
The borrower aims to repay the loan from the sale of the collateral or refinancing in banking sector.
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Haus
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Wert der Sicherheit €40,000.00
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Beleihungsquote 54%
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Grundschuld first Rang
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Kreditnehmer
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Land Latvia, LV
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Der Rückzahlungsplan des Kredits ist rein informativ und kann Änderungen unterliegen.
Zeitplan des Kreditnehmers
Schonfrist – 5-tägige Frist nach dem vorgesehenen Zahlungstermin laut Zahlungsplan, in der der Kredit aufgrund der Überweisungsdauer noch nicht als verzögert gilt.
| # | Datum | Hauptbetrag | Zinsen | Gesamt | |
|---|---|---|---|---|---|
| 1 | 23.11.2020 | €0.00 | €234.00 | €234.00 | |
| 2 | 23.12.2020 | €0.00 | €234.00 | €234.00 | |
| 3 | 23.01.2021 | €0.00 | €234.00 | €234.00 | |
| 4 | 23.02.2021 | €0.00 | €234.00 | €234.00 | |
| 5 | 23.03.2021 | €0.00 | €234.00 | €234.00 | |
| 6 | 23.04.2021 | €0.00 | €234.00 | €234.00 | |
| 7 | 23.05.2021 | €0.00 | €234.00 | €234.00 | |
| 8 | 03.06.2021 | €21,600.00 | €78.00 | €21,678.00 |
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Haus
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Wert der Sicherheit €40,000.00
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Beleihungsquote 54%
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Grundschuld first Rang
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
Neueste Kommentare
Did you structure the loan agreement as a leaseback agreement? Considering your history, you should publish the loan agreements on your site...
Peer Duck
25.08.2020
No, this deal isn't a leaseback. All the deals on LendSecured are mortgage loans.
After the project will be fully funded, everyone will be able to see it on Public Land register (www.zemesgramata.lv)
We will publish agreement drafts on web page soon.
LendSecured
25.08.2020
Thanks for the information!
Wannabe Peer Duck
26.08.2020
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Investition vornehmen
€21,600.00
Geworbener Betrag
Der Kredit ist vollständig finanziert.
The more you invest the more you earn
EUR ≥ 500 = 0.5%
EUR ≥ 1000 = 1%
EUR ≥ 5000 = 2%
Cashback is added instantly
Rules:
1. Invested sum is at least EUR 500;
2. Investment is made in one payment (invested amounts don’t sum).
Other borrower loans:
Dokumente
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Evaluation - Zaļā iela 6, Varkaļi, Salas pag., Babītes nov.
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