Funding for FantasiFarm SRL
FG
RO

Randament anual 12%

Termen 36m

LTV - raport împrumut/valoare 33%

Funding for FantasiFarm SRL

€ 100000.00

Faceți investiții

€ 22920.36

Acumulat din :sumă

  • Disponibil pentru investiții € 77079.64
  • Număr de investiții 158
Vă rugăm să vă conectați pentru a face investiții.

Împrumut

  • Suma € 100000.00
  • Rata dobânzii 12%
  • Termen 36m
  • Tipul garanției colaterale Casă
  • LTV - raport împrumut/valoare 33%

Descriere

This project provides LANDE investors with an opportunity to finance an agricultural loan in the amount of € 100 000, secured by a first-rank mortgage on real estate located in Tulcea, Celic Street no.2, Tulcea county, Romania, near Danube Delta, cadastre numbers 44243-CI, 44243.

The annual interest rate of 12%, LTV of 33%, and the loan term of 36 months, with monthly interest payments as of January 2024 and monthly principal payments as of February 2024.

The borrower is a new farmer and currently manages 5.49 ha of land. He will use the loan to co-finance a European Union project with a total value of € 1 735 049. The scope of the EU project is to build a cattle farm with stables, a waste basin, and an entire production unit with a capacity of 50 livestock animals. In Romania farmers overall lack production units, therefore, FantasiFarm SRL has applied to obtain financing for this project, which will bring added value to their activities. 

The full list of fully or partially financed EU projects can be found on the website of AFIR, which is the Romanian Agency of Rural Investments - Cereri de ofertă / Invitații de participare (afir.info) (position nr. 17).

Business plan summary

The company plans to implement two main lines of profit:

1) milk production and sales;

2) product manufacturing and sales e.g. cheese, sour cream, yogurt and other.

50 cattle will produce 1.000 l milk per day which can be sold at 1 euro liter/day or 154 kg of cheese, which totals up to approximately € 930 per day. Month-over-month incomes are estimated to be € 25 000 euros from dairy product sales. Besides that, the farmer will have a slaughter facility that can provide additional € 15 000 euro of income by making salami and other meat products.

Total monthly expenditures are estimated to be € 18 000 euro and monthly profit is estimated to be € 22 000 euro.

The farmer plans to sell their products to Angelo Patisserie, a prominent specialty store in the region, their forecast is up to 500 kg of cheese per day. Angelo Patisserie at the moment imports cheese from a supplier about 300km away from Tulcea, therefore, the interest in a local supply is very high.

Collateral

The collateral consists of a single-family dwelling with a total area of 234 sqm and 800 sqm of land located in Tulcea, Celic Street no.2, Tulcea county, Romania. In order to secure the claims, arising out of loan agreements a first-hand mortgage will be registered on the collateral in the Real Estate Register of Romania. Aside from the mortgage, the collateral is debt free. 

The current market value of the collateral is estimated to be € 303 000.

The borrower aims to repay the loan from incoming business revenue.

Documente

  • Real estate evaluation
  • EU project
  • Repayment schedule
Vă rugăm să vă conectați pentru a vedea o listă de documente.

Alte împrumuturi pentru împrumutați

Grafic

Graficul de rambursare a creditului este informativ și poate fi supus modificărilor.
Perioada de grație - perioadă de 5 zile de la data de plată stabilită conform graficului de plată, când împrumutul nu este considerat a fi întârziat, din cauza perioadei de transfer bancar.
# Data Suma principală Dobândă Total Stare
1 25.06.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
2 25.07.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
3 25.08.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
4 25.09.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
5 25.10.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
6 25.11.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
7 25.12.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
8 25.01.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
9 25.02.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
10 25.03.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
11 25.04.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
12 25.05.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
13 25.06.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
14 25.07.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
15 25.08.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
16 25.09.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
17 25.10.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
18 25.11.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
19 25.12.2024 € 0.00 € 0.00 € 0.00 Icon check Plătit
20 25.01.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
21 25.02.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
22 25.03.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
23 25.04.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
24 25.05.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
25 25.06.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
26 25.07.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
27 25.08.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
28 25.09.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
29 25.10.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
30 25.11.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
31 25.12.2025 € 0.00 € 0.00 € 0.00 Icon check Plătit
32 25.01.2026 € 0.00 € 0.00 € 0.00 Icon check Plătit
33 25.02.2026 € 0.00 € 0.00 € 0.00 Icon check Plătit
34 25.03.2026 € 0.00 € 0.00 € 0.00 Icon check Plătit
35 25.04.2026 € 0.00 € 0.00 € 0.00 Icon check Plătit
36 25.05.2026 € 100000.00 € 36000.00 € 136000.00

Împrumutat

  • Țara Romania, RO

Garanții colaterale

  • Țara Romania, RO
  • Tipul garanției colaterale Casă
  • Valoarea garanției colaterale € 303000.00
  • LTV - raport împrumut/valoare 33%

Defalcarea investițiilor

Investitor Suma
Investitor 1 € 50.00
Investitor 2 € 50.00
Investitor 3 € 50.00
Investitor 4 € 50.00
Investitor 5 € 250.00
Investitor 6 € 100.00
Investitor 7 € 50.00
Investitor 8 € 50.00
Investitor 9 € 50.00
Investitor 10 € 50.00
Investitor 11 € 100.00
Investitor 12 € 600.00
Investitor 13 € 50.00
Investitor 14 € 50.00
Investitor 15 € 50.00
Investitor 16 € 50.00
Investitor 17 € 100.00
Investitor 18 € 100.00
Investitor 19 € 50.00
Investitor 20 € 50.00
Investitor 21 € 50.00
Investitor 22 € 50.00
Investitor 23 € 100.00
Investitor 24 € 50.00
Investitor 25 € 50.00
Investitor 26 € 50.00
Investitor 27 € 50.00
Investitor 28 € 50.00
Investitor 29 € 100.00
Investitor 30 € 50.00
Investitor 31 € 50.00
Investitor 32 € 50.00
Investitor 33 € 50.00
Investitor 34 € 50.00
Investitor 35 € 50.00
Investitor 36 € 100.00
Investitor 37 € 100.00
Investitor 38 € 50.00
Investitor 39 € 50.00
Investitor 40 € 50.00
Investitor 41 € 50.00
Investitor 42 € 50.00
Investitor 43 € 50.00
Investitor 44 € 50.00
Investitor 45 € 50.00
Investitor 46 € 50.00
Investitor 47 € 50.00
Investitor 48 € 50.00
Investitor 49 € 50.00
Investitor 50 € 50.00
Investitor 51 € 50.00
Investitor 52 € 50.00
Investitor 53 € 50.00
Investitor 54 € 250.00
Investitor 55 € 50.00
Investitor 56 € 50.00
Investitor 57 € 50.00
Investitor 58 € 50.00
Investitor 59 € 50.00
Investitor 60 € 50.00
Investitor 61 € 100.00
Investitor 62 € 50.00
Investitor 63 € 50.00
Investitor 64 € 50.00
Investitor 65 € 50.00
Investitor 66 € 150.00
Investitor 67 € 50.00
Investitor 68 € 50.00
Investitor 69 € 50.00
Investitor 70 € 200.00
Investitor 71 € 50.00
Investitor 72 € 50.00
Investitor 73 € 50.00
Investitor 74 € 50.00
Investitor 75 € 50.00
Investitor 76 € 50.00
Investitor 77 € 50.00
Investitor 78 € 50.00
Investitor 79 € 50.00
Investitor 80 € 50.00
Investitor 81 € 50.00
Investitor 82 € 50.00
Investitor 83 € 100.00
Investitor 84 € 250.00
Investitor 85 € 50.00
Investitor 86 € 50.00
Investitor 87 € 50.00
Investitor 88 € 50.00
Investitor 89 € 50.00
Investitor 90 € 50.00
Investitor 91 € 200.00
Investitor 92 € 50.00
Investitor 93 € 50.00
Investitor 94 € 50.00
Investitor 95 € 50.00
Investitor 96 € 50.00
Investitor 97 € 50.00
Investitor 98 € 50.00
Investitor 99 € 50.00
Investitor 100 € 60.00
Investitor 101 € 50.00
Investitor 102 € 50.00
Investitor 103 € 100.00
Investitor 104 € 50.00
Investitor 105 € 50.00
Investitor 106 € 250.00
Investitor 107 € 50.00
Investitor 108 € 50.00
Investitor 109 € 50.00
Investitor 110 € 50.00
Investitor 111 € 75.00
Investitor 112 € 50.00
Investitor 113 € 50.00
Investitor 114 € 100.00
Investitor 115 € 75.00
Investitor 116 € 202.00
Investitor 117 € 50.00
Investitor 118 € 155.00
Investitor 119 € 300.00
Investitor 120 € 50.00
Investitor 121 € 50.00
Investitor 122 € 500.00
Investitor 123 € 500.00
Investitor 124 € 50.00
Investitor 125 € 50.00
Investitor 126 € 85.00
Investitor 127 € 100.00
Investitor 128 € 50.00
Investitor 129 € 51.63
Investitor 130 € 50.00
Investitor 131 € 50.00
Investitor 132 € 8769.70
Investitor 133 € 87.69
Investitor 134 € 50.00
Investitor 135 € 1000.00
Investitor 136 € 50.00
Investitor 137 € 50.00
Investitor 138 € 50.00
Investitor 139 € 50.00
Investitor 140 € 100.00
Investitor 141 € 50.00
Investitor 142 € 300.00
Investitor 143 € 50.50
Investitor 144 € 250.00
Investitor 145 € 52.00
Investitor 146 € 425.00
Investitor 147 € 81.15
Investitor 148 € 50.69
Investitor 149 € 50.00
Investitor 150 € 100.00
Investitor 151 € 250.00
Investitor 152 € 100.00
Investitor 153 € 50.00
Investitor 154 € 100.00
Investitor 155 € 150.00
Investitor 156 € 50.00
Investitor 157 € 100.00
Investitor 158 € 50.00
Totaluri € 22920.36
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