Funding for FantasiFarm SRL
FG
RO

Icon check Proiectul este finanțat integral

Funding for FantasiFarm SRL

€ 100000.00

Investește

€ 100000.00

Acumulat din :sumă

Icon check Proiectul este finanțat integral

Împrumut

  • Suma € 100000.00
  • Rata dobânzii 13%
  • Termen 36m
  • Tipul garanției colaterale Casă
  • LTV - raport împrumut/valoare 33%

Descriere

This project provides LANDE investors with an opportunity to finance an agricultural loan in the amount of € 100 000, secured by a first-rank mortgage on real estate located in Tulcea, Celic Street no.2, Tulcea county, Romania, near Danube Delta, cadastre numbers 44243-CI, 44243.

The annual interest rate of 13%, LTV of 33%, and the loan term of 36 months, with monthly interest payments as of January 2024 and monthly principal payments as of February 2024.

The borrower is a new farmer and currently manages 5.49 ha of land. He will use the loan to co-finance a European Union project with a total value of € 1 735 049. The scope of the EU project is to build a cattle farm with stables, a waste basin, and an entire production unit with a capacity of 50 livestock animals. In Romania farmers overall lack production units, therefore, FantasiFarm SRL has applied to obtain financing for this project, which will bring added value to their activities. 

The full list of fully or partially financed EU projects can be found on the website of AFIR, which is the Romanian Agency of Rural Investments - Cereri de ofertă / Invitații de participare (afir.info) (position nr. 17).

Business plan summary

The company plans to implement two main lines of profit:

1) milk production and sales;

2) product manufacturing and sales e.g. cheese, sour cream, yogurt and other.

50 cattle will produce 1.000 l milk per day which can be sold at 1 euro liter/day or 154 kg of cheese, which totals up to approximately € 930 per day. Month-over-month incomes are estimated to be € 25 000 euros from dairy product sales. Besides that, the farmer will have a slaughter facility that can provide additional € 15 000 euro of income by making salami and other meat products.

Total monthly expenditures are estimated to be € 18 000 euro and monthly profit is estimated to be € 22 000 euro.

The farmer plans to sell their products to Angelo Patisserie, a prominent specialty store in the region, their forecast is up to 500 kg of cheese per day. Angelo Patisserie at the moment imports cheese from a supplier about 300km away from Tulcea, therefore, the interest in a local supply is very high.

Collateral

The collateral consists of a single-family dwelling with a total area of 234 sqm and 800 sqm of land located in Tulcea, Celic Street no.2, Tulcea county, Romania. In order to secure the claims, arising out of loan agreements a first-hand mortgage will be registered on the collateral in the Real Estate Register of Romania. Aside from the mortgage, the collateral is debt free. 

The current market value of the collateral is estimated to be € 303 000.

The borrower aims to repay the loan from incoming business revenue.

Documente

  • Real estate evaluation
  • EU project
  • Repayment schedule
Te rugăm să te conectezi pentru a vedea o listă de documente.

Grafic

Perioada de grație - perioadă de 5 zile de la data de plată stabilită conform graficului de plată, când împrumutul nu este considerat a fi întârziat, din cauza perioadei de transfer bancar.
# Data Suma principală Dobândă Total Stare
1 25.06.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
2 25.07.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
3 25.08.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
4 25.09.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
5 25.10.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
6 25.11.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
7 25.12.2023 € 0.00 € 0.00 € 0.00 Icon check Plătit
8 25.01.2024 € 2216.53 € 8666.66 € 10883.19
9 25.02.2024 € 2244.24 € 1059.31 € 3303.55
10 25.03.2024 € 2272.29 € 1035.00 € 3307.29
11 25.04.2024 € 2300.69 € 1010.39 € 3311.08
12 25.05.2024 € 2329.45 € 985.46 € 3314.91
13 25.06.2024 € 2358.57 € 960.23 € 3318.80
14 25.07.2024 € 2388.05 € 934.68 € 3322.73
15 25.08.2024 € 2417.90 € 908.81 € 3326.71
16 25.09.2024 € 2448.13 € 882.61 € 3330.74
17 25.10.2024 € 2478.73 € 856.09 € 3334.82
18 25.11.2024 € 2509.71 € 829.24 € 3338.95
19 25.12.2024 € 2541.08 € 802.05 € 3343.13
20 25.01.2025 € 2572.85 € 774.52 € 3347.37
21 25.02.2025 € 2605.01 € 746.65 € 3351.66
22 25.03.2025 € 2637.57 € 718.43 € 3356.00
23 25.04.2025 € 2670.54 € 689.85 € 3360.39
24 25.05.2025 € 2703.92 € 660.92 € 3364.84
25 25.06.2025 € 2737.72 € 631.63 € 3369.35
26 25.07.2025 € 2771.94 € 601.97 € 3373.91
27 25.08.2025 € 2806.59 € 571.94 € 3378.53
28 25.09.2025 € 2841.67 € 541.54 € 3383.21
29 25.10.2025 € 2877.19 € 510.76 € 3387.95
30 25.11.2025 € 2913.16 € 479.58 € 3392.74
31 25.12.2025 € 2949.57 € 448.03 € 3397.60
32 25.01.2026 € 2986.44 € 416.07 € 3402.51
33 25.02.2026 € 3023.77 € 383.72 € 3407.49
34 25.03.2026 € 3061.57 € 350.96 € 3412.53
35 25.04.2026 € 3099.84 € 317.79 € 3417.63
36 25.05.2026 € 26235.28 € 284.21 € 26519.49

Debitor

  • Țara Romania, RO

Garanții colaterale

  • Țara Romania, RO
  • Tipul garanției colaterale Casă
  • Valoarea garanției colaterale € 303000.00
  • LTV - raport împrumut/valoare 33%

Defalcarea investițiilor

Investitor Suma
Investiții de ancorare € 0.00
Investitor 1 € 0.30
Investitor 2 € 50.00
Investitor 3 € 50.00
Investitor 4 € 50.00
Investitor 5 € 250.00
Investitor 6 € 100.00
Investitor 7 € 50.00
Investitor 8 € 50.00
Investitor 9 € 50.00
Investitor 10 € 50.00
Investitor 11 € 100.00
Investitor 12 € 90.00
Investitor 13 € 50.00
Investitor 14 € 50.00
Investitor 15 € 50.00
Investitor 16 € 50.00
Investitor 17 € 100.00
Investitor 18 € 100.00
Investitor 19 € 50.00
Investitor 20 € 50.00
Investitor 21 € 50.00
Investitor 22 € 50.00
Investitor 23 € 100.00
Investitor 24 € 50.00
Investitor 25 € 50.00
Investitor 26 € 50.00
Investitor 27 € 50.00
Investitor 28 € 50.00
Investitor 29 € 100.00
Investitor 30 € 50.00
Investitor 31 € 50.00
Investitor 32 € 50.00
Investitor 33 € 50.00
Investitor 34 € 50.00
Investitor 35 € 50.00
Investitor 36 € 100.00
Investitor 37 € 100.00
Investitor 38 € 50.00
Investitor 39 € 50.00
Investitor 40 € 50.00
Investitor 41 € 50.00
Investitor 42 € 50.00
Investitor 43 € 50.00
Investitor 44 € 50.00
Investitor 45 € 50.00
Investitor 46 € 50.00
Investitor 47 € 50.00
Investitor 48 € 50.00
Investitor 49 € 50.00
Investitor 50 € 50.00
Investitor 51 € 50.00
Investitor 52 € 50.00
Investitor 53 € 50.00
Investitor 54 € 250.00
Investitor 55 € 50.00
Investitor 56 € 50.00
Investitor 57 € 50.00
Investitor 58 € 50.00
Investitor 59 € 50.00
Investitor 60 € 50.00
Investitor 61 € 100.00
Investitor 62 € 50.00
Investitor 63 € 50.00
Investitor 64 € 50.00
Investitor 65 € 50.00
Investitor 66 € 150.00
Investitor 67 € 50.00
Investitor 68 € 50.00
Investitor 69 € 50.00
Investitor 70 € 200.00
Investitor 71 € 50.00
Investitor 72 € 50.00
Investitor 73 € 50.00
Investitor 74 € 50.00
Investitor 75 € 50.00
Investitor 76 € 50.00
Investitor 77 € 50.00
Investitor 78 € 50.00
Investitor 79 € 50.00
Investitor 80 € 50.00
Investitor 81 € 50.00
Investitor 82 € 50.00
Investitor 83 € 100.00
Investitor 84 € 250.00
Investitor 85 € 50.00
Investitor 86 € 50.00
Investitor 87 € 50.00
Investitor 88 € 50.00
Investitor 89 € 50.00
Investitor 90 € 50.00
Investitor 91 € 200.00
Investitor 92 € 50.00
Investitor 93 € 50.00
Investitor 94 € 50.00
Investitor 95 € 50.00
Investitor 96 € 50.00
Investitor 97 € 50.00
Investitor 98 € 50.00
Investitor 99 € 50.00
Investitor 100 € 60.00
Investitor 101 € 50.00
Investitor 102 € 50.00
Investitor 103 € 100.00
Investitor 104 € 50.00
Investitor 105 € 50.00
Investitor 106 € 250.00
Investitor 107 € 50.00
Investitor 108 € 50.00
Investitor 109 € 50.00
Investitor 110 € 50.00
Investitor 111 € 75.00
Investitor 112 € 50.00
Investitor 113 € 50.00
Investitor 114 € 100.00
Investitor 115 € 75.00
Investitor 116 € 202.00
Investitor 117 € 50.00
Investitor 118 € 155.00
Investitor 119 € 300.00
Investitor 120 € 50.00
Investitor 121 € 50.00
Investitor 122 € 500.00
Investitor 123 € 500.00
Investitor 124 € 50.00
Investitor 125 € 50.00
Investitor 126 € 85.00
Investitor 127 € 100.00
Investitor 128 € 50.00
Investitor 129 € 51.63
Investitor 130 € 50.00
Investitor 131 € 12.00
Investitor 132 € 8769.70
Investitor 133 € 87.69
Investitor 134 € 50.00
Investitor 135 € 1000.00
Investitor 136 € 50.00
Investitor 137 € 50.00
Investitor 138 € 50.00
Investitor 139 € 50.00
Investitor 140 € 100.00
Investitor 141 € 50.00
Investitor 142 € 300.00
Investitor 143 € 50.50
Investitor 144 € 250.00
Investitor 145 € 52.00
Investitor 146 € 425.00
Investitor 147 € 0.00
Investitor 148 € 50.69
Investitor 149 € 50.00
Investitor 150 € 100.00
Investitor 151 € 250.00
Investitor 152 € 100.00
Investitor 153 € 50.00
Investitor 154 € 100.00
Investitor 155 € 150.00
Investitor 156 € 50.00
Investitor 157 € 100.00
Investitor 158 € 50.00
Investitor 159 € 50.00
Investitor 160 € 100.00
Investitor 161 € 50.00
Investitor 162 € 25000.00
Investitor 163 € 18000.00
Investitor 164 € 52.00
Investitor 165 € 50.00
Investitor 166 € 0.00
Investitor 167 € 858.78
Investitor 168 € 100.00
Investitor 169 € 100.00
Investitor 170 € 102.00
Investitor 171 € 50.00
Investitor 172 € 50.00
Investitor 173 € 50.00
Investitor 174 € 50.00
Investitor 175 € 50.00
Investitor 176 € 50.00
Investitor 177 € 200.00
Investitor 178 € 70.00
Investitor 179 € 50.00
Investitor 180 € 50.00
Investitor 181 € 200.00
Investitor 182 € 50.00
Investitor 183 € 50.00
Investitor 184 € 50.87
Investitor 185 € 500.00
Investitor 186 € 50.00
Investitor 187 € 750.42
Investitor 188 € 960.00
Investitor 189 € 50.00
Investitor 190 € 50.00
Investitor 191 € 50.00
Investitor 192 € 50.53
Investitor 193 € 100.00
Investitor 194 € 50.00
Investitor 195 € 59.50
Investitor 196 € 52.90
Investitor 197 € 80.00
Investitor 198 € 50.50
Investitor 199 € 50.00
Investitor 200 € 50.00
Investitor 201 € 99.00
Investitor 202 € 50.00
Investitor 203 € 50.00
Investitor 204 € 250.00
Investitor 205 € 0.00
Investitor 206 € 0.00
Investitor 207 € 100.00
Investitor 208 € 50.00
Investitor 209 € 50.00
Investitor 210 € 50.00
Investitor 211 € 53.00
Investitor 212 € 50.00
Investitor 213 € 50.00
Investitor 214 € 50.00
Investitor 215 € 50.00
Investitor 216 € 100.00
Investitor 217 € 51.27
Investitor 218 € 50.00
Investitor 219 € 100.00
Investitor 220 € 50.00
Investitor 221 € 50.00
Investitor 222 € 50.00
Investitor 223 € 160.00
Investitor 224 € 60.00
Investitor 225 € 50.00
Investitor 226 € 50.00
Investitor 227 € 50.00
Investitor 228 € 100.00
Investitor 229 € 100.00
Investitor 230 € 500.00
Investitor 231 € 100.00
Investitor 232 € 50.00
Investitor 233 € 400.00
Investitor 234 € 50.00
Investitor 235 € 100.00
Investitor 236 € 55.00
Investitor 237 € 80.00
Investitor 238 € 52.00
Investitor 239 € 50.00
Investitor 240 € 100.00
Investitor 241 € 50.00
Investitor 242 € 181.00
Investitor 243 € 50.00
Investitor 244 € 50.00
Investitor 245 € 67.00
Investitor 246 € 50.00
Investitor 247 € 100.00
Investitor 248 € 500.00
Investitor 249 € 50.00
Investitor 250 € 97.00
Investitor 251 € 60.00
Investitor 252 € 163.50
Investitor 253 € 65.00
Investitor 254 € 100.00
Investitor 255 € 51.71
Investitor 256 € 50.00
Investitor 257 € 50.00
Investitor 258 € 1000.00
Investitor 259 € 50.00
Investitor 260 € 50.00
Investitor 261 € 101.00
Investitor 262 € 50.00
Investitor 263 € 50.00
Investitor 264 € 69.00
Investitor 265 € 50.00
Investitor 266 € 50.00
Investitor 267 € 100.00
Investitor 268 € 50.00
Investitor 269 € 50.00
Investitor 270 € 50.00
Investitor 271 € 0.00
Investitor 272 € 50.00
Investitor 273 € 50.00
Investitor 274 € 50.00
Investitor 275 € 50.00
Investitor 276 € 350.00
Investitor 277 € 50.00
Investitor 278 € 50.00
Investitor 279 € 50.00
Investitor 280 € 50.00
Investitor 281 € 50.00
Investitor 282 € 50.00
Investitor 283 € 200.00
Investitor 284 € 50.00
Investitor 285 € 50.00
Investitor 286 € 50.00
Investitor 287 € 50.00
Investitor 288 € 50.00
Investitor 289 € 0.00
Investitor 290 € 50.00
Investitor 291 € 50.00
Investitor 292 € 50.00
Investitor 293 € 50.00
Investitor 294 € 50.00
Investitor 295 € 50.00
Investitor 296 € 50.00
Investitor 297 € 50.00
Investitor 298 € 50.00
Investitor 299 € 50.00
Investitor 300 € 50.00
Investitor 301 € 50.00
Investitor 302 € 50.00
Investitor 303 € 50.00
Investitor 304 € 50.00
Investitor 305 € 50.00
Investitor 306 € 50.00
Investitor 307 € 50.00
Investitor 308 € 100.00
Investitor 309 € 50.00
Investitor 310 € 50.00
Investitor 311 € 50.00
Investitor 312 € 50.00
Investitor 313 € 50.00
Investitor 314 € 50.00
Investitor 315 € 50.00
Investitor 316 € 50.00
Investitor 317 € 50.00
Investitor 318 € 50.00
Investitor 319 € 50.00
Investitor 320 € 50.00
Investitor 321 € 75.00
Investitor 322 € 50.00
Investitor 323 € 50.00
Investitor 324 € 50.00
Investitor 325 € 50.00
Investitor 326 € 50.00
Investitor 327 € 50.00
Investitor 328 € 150.00
Investitor 329 € 900.00
Investitor 330 € 61.00
Investitor 331 € 130.00
Investitor 332 € 50.00
Investitor 333 € 50.00
Investitor 334 € 64.67
Investitor 335 € 50.00
Investitor 336 € 111.53
Investitor 337 € 50.00
Investitor 338 € 52.20
Investitor 339 € 50.00
Investitor 340 € 200.00
Investitor 341 € 50.00
Investitor 342 € 50.00
Investitor 343 € 55.00
Investitor 344 € 50.00
Investitor 345 € 50.00
Investitor 346 € 500.00
Investitor 347 € 10.00
Investitor 348 € 294.00
Investitor 349 € 50.00
Investitor 350 € 100.00
Investitor 351 € 50.00
Investitor 352 € 50.00
Investitor 353 € 53.85
Investitor 354 € 400.00
Investitor 355 € 50.00
Investitor 356 € 52.89
Investitor 357 € 50.00
Investitor 358 € 50.00
Investitor 359 € 50.57
Investitor 360 € 61.42
Investitor 361 € 80.00
Investitor 362 € 257.00
Investitor 363 € 50.00
Investitor 364 € 50.00
Investitor 365 € 51.00
Investitor 366 € 50.00
Investitor 367 € 50.00
Investitor 368 € 50.00
Investitor 369 € 50.00
Investitor 370 € 250.00
Investitor 371 € 307.74
Investitor 372 € 68.00
Investitor 373 € 50.00
Investitor 374 € 50.00
Investitor 375 € 50.00
Investitor 376 € 300.00
Investitor 377 € 50.00
Investitor 378 € 50.00
Investitor 379 € 50.00
Investitor 380 € 50.00
Investitor 381 € 75.00
Investitor 382 € 50.00
Investitor 383 € 50.00
Investitor 384 € 50.00
Investitor 385 € 100.00
Investitor 386 € 50.00
Investitor 387 € 100.00
Investitor 388 € 100.00
Investitor 389 € 100.00
Investitor 390 € 52.00
Investitor 391 € 50.00
Investitor 392 € 50.00
Investitor 393 € 50.00
Investitor 394 € 50.00
Investitor 395 € 50.00
Investitor 396 € 50.00
Investitor 397 € 100.00
Investitor 398 € 50.00
Investitor 399 € 50.00
Investitor 400 € 50.00
Investitor 401 € 0.00
Investitor 402 € 50.00
Investitor 403 € 80.00
Investitor 404 € 107.00
Investitor 405 € 5134.32
Investitor 406 € 63.00
Investitor 407 € 50.00
Investitor 408 € 50.00
Investitor 409 € 50.00
Investitor 410 € 50.00
Investitor 411 € 50.00
Investitor 412 € 50.00
Investitor 413 € 100.00
Investitor 414 € 50.00
Investitor 415 € 50.00
Investitor 416 € 20.00
Investitor 417 € 50.00
Investitor 418 € 50.00
Investitor 419 € 50.00
Investitor 420 € 65.00
Investitor 421 € 0.00
Totaluri € 100000.00