Funding for costs during harvesting
FG
RO

Icon check Proiectul este finanțat integral

Funding for costs during harvesting

€ 11250.00

Faceți investiții

€ 11250.00

Acumulat din :sumă

Icon check Proiectul este finanțat integral

Împrumut

  • Suma € 11250.00
  • Rata dobânzii 10%
  • Termen 4m
  • Tipul garanției colaterale Recolta
  • LTV - raport împrumut/valoare 38%

Descriere

This project gives LANDE investors an opportunity to provide seasonal funding in the amount of €11 250 for farmer Jānis Atkalns, to receive seasonal loan for working capital and costs during harvesting. 

This project gives an opportunity to make a loan with an annual rate of 10 %, LTV of 38 %, a loan term of 4 months, with a monthly manner of interest payments.

Borrower is a farmer engaged in crop production and to secure the repayment of the loan, the borrower has concluded an agreement for summer wheat sale in volume of 100 t. The repayment of the loan will be done once the harvest will be handed to the buyer.

The price of wheat is determined by the stock exchange and at the time of the harvest will be approximately € 300 per ton, thus the value of the harvest is estimated at  € 30 000.

The borrower is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development. For additional guarantee the owner of the farm is giving a personal surety in the full loan amount.

To avoid loss of crops due to natural disasters, such as hail, rainfall or storm, the harvest will be insured.

Grafic

Graficul de rambursare a creditului este informativ și poate fi supus modificărilor.
Perioada de grație - perioadă de 5 zile de la data de plată stabilită conform graficului de plată, când împrumutul nu este considerat a fi întârziat, din cauza perioadei de transfer bancar.
# Data Suma principală Dobândă Total Stare
1 05.10.2022 € 0.00 € 93.75 € 93.75 Icon check Plătit
2 05.11.2022 € 0.00 € 93.75 € 93.75 Icon check Plătit
3 05.12.2022 € 0.00 € 93.75 € 93.75 Icon check Plătit
4 05.01.2023 € 11250.00 € 93.75 € 11343.75 Icon check Plătit
5 05.02.2023 € 0.00 € 93.75 € 93.75 Icon check Plătit

Împrumutat

  • Țara Latvia, LV

Garanții colaterale

  • Țara Latvia, LV
  • Tipul garanției colaterale Recolta
  • Valoarea garanției colaterale € 30000.00
  • LTV - raport împrumut/valoare 38%

Defalcarea investițiilor

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Totaluri € 11250.00
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