In 2025, LANDE continued to strengthen its position as a European crowdfunding platform focused on agricultural financing, while further improving platform operations, risk management processes and investor experience.  

 

Audited Financial Results 

The audited 2025 financial results of LANDE Platform confirm the company’s ability to grow profitably while maintaining a strong capital and liquidity position. 
 
Revenue reached nearly EUR 2.4 million, growing more than 20% year-over-year, with net profit exceeding EUR 200,000. 

On a consolidated level (unaudited), the Group's revenue reached nearly EUR 2.9 million, increasing by 22% year-over-year, with net profit reaching EUR 360,600. The Group maintained stable profitability while continuing expansion into Poland and further developing operations in Romania. LANDE is scaling without trading off financial discipline. 

 

Milestones That Shaped the Year 

2025 brought several developments that meaningfully strengthen the platform's position: 

 

  • EIF guarantee agreement: Under the InvestEU programme, this partnership provides guarantees for agricultural loan financing and improves capital access for small and medium farms across Europe. It's a significant signal of institutional confidence in LANDE's model. 

  • ILTE cooperation: A blended financing structure with Lithuania's state development bank, combining public and private capital for agricultural projects. 

  • International expansion: Deeper operations in Romania and market entry in Poland. 

  • EMN membership: LANDE joined the European Microfinance Network, a Brussels-based body representing inclusive finance institutions across Europe. 

 

Throughout, the platform continued sharpening its focus on land- and agricultural machinery-backed loans – a collateral approach that directly supports portfolio resilience. 

Platform Scale Across 4 Markets (Since Inception) 

  • 1,790+ projects financed 

  • EUR 46.9M+ in financing volume facilitated through the platform 

  • EUR 20.8M outstanding loan balance (31 December 2025) 

  • 9,750+ registered investors 

 

 

Q1 2026 – A New Benchmark 

The first quarter of 2026 became the strongest quarter in LANDE’s history. 

Funding volume reached EUR 7.8 million – almost three times the figure from Q1 2025. The main reason behind the increase was significant growth in project volume and funding demand on the platform. 

 Returns reflected that demand: 

  • Average investor rate: 12.12% 

  • Total average return including bonuses: 12.51% 

  • Average annualised return for loans funded in April reached 13.96% 

  • Cashback and bonus payouts: EUR 70,000+ through May 2026 

  
Portfolio quality held firm through the growth. Default and 90+ day delay levels across the Group stayed at 1.2% for full-year 2025 – low for any lending platform, notable for one growing at this pace. 

 

 "2025 confirmed that our model works: profitable growth, stronger partnerships, and a portfolio that held quality through expansion. We reinvest our profits because we believe in what we're building. 2026 is shaping up to be our best year yet, and we intend to keep earning that." - Nikita Goncars, CEO 

 

Full annual report and auditor statement is available here.