Agricultural loan “Ozoli”, Ērgļu parish, Madonas region
FG

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Agricultural loan “Ozoli”, Ērgļu parish, Madonas region

€14,500.00

Investēt

€14,500.00

Investēts no €14,500.00

Icon check Projekts ir nofinansēts

Aizdevums

  • Summa €14,500.00
  • Procentu likme 11%
  • Termiņš 23m
  • Nodrošinājuma veids Zeme
  • LTV 48%

Apraksts

This project provides LendSecured investors with an opportunity to finance an agricultural loan secured by a first rank mortgage on the real estate “Ozoli”, located in Ērgļu parish, Madonas region for a farm owner. The funding target for this project is € 14 500.00, which will be used for working capital.

This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 48%, loan term of 24 months, with monthly manner of interest and principal payments.

The collateral consists of a land plot with a total area of 15.9 ha, consisting both of agricultural and forest land. In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 29 000.00 will be registered on the collateral in the Land Register of Latvia.

The current market value of the collateral is estimated at € 30 500.00 subsequently making loan to collateral value ratio (LTV) - 48%.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 1 750 EUR per ha to € 2 600 per ha. The average price of forest land keep increasing, on average being € 2 140 per ha.

Borrower is an owner of a farm focused on providing veterinary services. Borrower is seeking funds to provide working capital. Borrower aims to repay the loan from incoming business revenues. Borrower’s farm is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.

Dokumenti

  • Market Review
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Grafiks

Kredīta atmaksas grafiks ir informatīvs un tas var tikt mainīts.
Grace period - 5 dienu periods pēc noteiktā maksājuma datuma, saskaņā ar maksājumu grafiku, kad kredīts netiek uzskatīts par kavētu bankas pārskaitījuma perioda dēļ.
# Datums Pamtsumma Procentu ieņēmumi Kopā Statuss
1 15.11.2021 €66.82 €132.92 €199.74 Icon check Samaksāts
2 15.12.2021 €67.44 €132.30 €199.74 Icon check Samaksāts
3 15.01.2022 €68.05 €131.69 €199.74 Icon check Samaksāts
4 15.02.2022 €68.68 €131.06 €199.74 Icon check Samaksāts
5 15.03.2022 €69.31 €130.43 €199.74 Icon check Samaksāts
6 15.04.2022 €69.94 €129.80 €199.74 Icon check Samaksāts
7 15.05.2022 €70.58 €129.16 €199.74 Icon check Samaksāts
8 15.06.2022 €71.23 €128.51 €199.74 Icon check Samaksāts
9 15.07.2022 €71.88 €127.86 €199.74 Icon check Samaksāts
10 09.08.2022 €13,876.07 €102.58 €13,978.65 Icon check Samaksāts

Aizņēmējs

  • Valsts Latvia, LV

Nodrošinājums

  • Valsts Latvia, LV
  • Nodrošinājuma veids Zeme
  • Nodrošinājuma vērtība €30,500.00
  • LTV 48%

Saņemtās investīcijas

Investors Summa
Enkura investora ieguldījumi -€15.55
Investors 1 €0.05
Investors 2 €0.05
Investors 3 €0.05
Investors 4 €0.04
Investors 5 €0.04
Investors 6 €0.07
Investors 7 €0.05
Investors 8 €0.05
Investors 9 €0.05
Investors 10 €0.06
Investors 11 €0.05
Investors 12 €0.05
Investors 13 €0.05
Investors 14 €0.05
Investors 15 €0.04
Investors 16 €0.04
Investors 17 €0.05
Investors 18 -€0.39
Investors 19 €0.04
Investors 20 €0.05
Investors 21 €0.05
Investors 22 €0.05
Investors 23 €0.05
Investors 24 €0.07
Investors 25 €0.04
Investors 26 €0.05
Investors 27 €0.05
Investors 28 €0.09
Investors 29 -€0.46
Investors 30 €0.05
Investors 31 €0.04
Investors 32 €0.05
Investors 33 €0.05
Investors 34 €0.06
Investors 35 €0.05
Investors 36 €0.04
Investors 37 €0.04
Investors 38 €0.05
Investors 39 €0.06
Investors 40 -€0.79
Investors 41 -€5.62
Investors 42 -€13.02
Investors 43 €0.05
Investors 44 €0.05
Investors 45 -€0.48
Investors 46 €0.05
Investors 47 €0.05
Investors 48 €0.04
Investors 49 €0.06
Investors 50 €0.07
Investors 51 €0.05
Investors 52 €0.05
Investors 53 €0.05
Investors 54 €0.05
Investors 55 €0.04
Investors 56 €0.04
Investors 57 €0.04
Investors 58 €0.05
Investors 59 -€2.27
Investors 60 €0.05
Investors 61 €0.05
Investors 62 €0.05
Investors 63 €0.03
Investors 64 €0.05
Investors 65 €0.05
Investors 66 €0.06
Investors 67 €0.05
Investors 68 €0.04
Investors 69 €0.05
Investors 70 -€0.22
Investors 71 €0.05
Investors 72 €0.04
Investors 73 €0.05
Investors 74 €0.05
Investors 75 €0.05
Investors 76 €0.05
Investors 77 €0.05
Investors 78 €0.05
Investors 79 -€4.13
Investors 80 -€1.17
Investors 81 €0.05
Investors 82 €0.05
Investors 83 €0.05
Investors 84 €0.06
Investors 85 €0.05
Investors 86 €0.04
Investors 87 €0.08
Investors 88 €0.04
Investors 89 -€0.51
Investors 90 €0.06
Investors 91 €0.04
Investors 92 €0.03
Investors 93 €0.06
Investors 94 €0.04
Investors 95 -€0.23
Investors 96 €0.06
Investors 97 €0.06
Investors 98 €0.06
Investors 99 €0.06
Investors 100 €0.05
Investors 101 €0.04
Investors 102 €0.04
Investors 103 -€0.10
Investors 104 -€0.11
Investors 105 €0.05
Investors 106 €0.06
Investors 107 €0.03
Investors 108 €0.07
Investors 109 €0.09
Investors 110 €0.02
Investors 111 €0.12
Investors 112 €0.05
Investors 113 €0.05
Investors 114 €0.04
Investors 115 €0.06
Investors 116 €0.07
Investors 117 €0.04
Investors 118 €0.07
Investors 119 €0.05
Investors 120 €0.05
Investors 121 €0.05
Investors 122 €0.28
Investors 123 €0.28
Investors 124 €0.95
Investors 125 €0.29
Investors 126 €0.15
Investors 127 €1.11
Investors 128 €0.14
Investors 129 €1.23
Investors 130 €0.56
Investors 131 €0.14
Investors 132 €0.24
Investors 133 €1.48
Investors 134 €0.08
Investors 135 €0.60
Investors 136 €0.50
Investors 137 €0.27
Investors 138 €0.27
Investors 139 €0.27
Kopā €13,250.15

Jaunākie komentāri

Pls advise on the overdue payment.
Skipiol Artur
29.11.2021
The repayments on this loan still seem to be overdue, what is the status of this?
Chalmers Colin
07.12.2021
What are the next steps here? Would be nice, to get more information.
Hammer Marc
17.12.2021
Your advise on the overdue payment here will be much appreciated.
Skipiol Artur
22.12.2021
Unfortunately the borrower has been hospitalised, and we're working on solution for delayed payments. We will update you about this situation after new year.
LANDE
23.12.2021
The borrower has been contacted, the borrower has till Monday 21st of February to make payment, or debt collection process will begin.
LANDE
18.02.2022
Any update with this loan?
Benediktavicius Algimantas
03.03.2022
The warning notice has been sent to the borrower, he has time until 31st of March to cover the late payments. If the borrower fails to do so, we will initiate proceedings in court to recover the loan.
LANDE
10.03.2022
any news?
Coppola Andrea
12.04.2022
Let me guess, the borrower will get a "last chance" to pay...
Pfefferle Marcel
13.04.2022
any news?
SPRECHINO ANTONIO
13.04.2022
Any update?
Mittelmaier Max
20.04.2022
Regarding this loan, we can start proceeding in court from the 8th of May, which will be 60days after the borrower received the notice, which is in line with still active COVID-19 financial regulations.
LANDE
25.04.2022
Did you procced in the meantime in court? If yes are there no news from the court?
Horni Jan
06.08.2022
Hello, Borrower has provided us with copies of loan agreement she concluded. With the funds she will receive as a loan, she will cover the delayed LANDE loan and project will be closed. Documentation, including notary documents, had been signed on 21.07.2022. Pending public announcement of rights' transfer in land register until 15.08.202
LANDE
08.08.2022
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