Investēt
€ 7050.00
Investēts no € 7050.00
Projekts ir nofinansēts
Aizdevums
- Summa € 7050.00
- Procentu likme 11%
- Termiņš 24m
- Nodrošinājuma veids Zeme
- LTV 12%
Apraksts
This project provides LendSecured investors with an opportunity to finance an agricultural loan secured by a first rank mortgage on the real estate “Jaunbalti”, located in Zeltiņu parish, Alūksnes region. The funding target for this project is € 7 050.00, which will be used in order to repay an existing business loan and obtain additional working capital.
This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 12%, loan term of 24 months, with monthly manner of interest payments and full repayment of the principal at the end of the loan term.
The collateral consists of 3 land plots with a total area of 37.5 ha consisting both of agricultural and forest land. In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 14 100,00 will be registered on the collateral in the Land Register of Latvia.
The current market value of the collateral is estimated at € 57 750 subsequently making loan to collateral value ratio (LTV) - 12%. Even upon a forced sale, estimating that the real estate will be sold for 30% lower than the market value (€ 40 425), LTV will not exceed 50%.
The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 1 750 EUR per ha to € 2 600 per ha. The average price of forest land keep increasing, on average being € 2 140 per ha.
The Borrower is self-employed in agricultural sector and is engaged in cattle breeding. The funds will be used to repay an existing business loan and obtain working capital.
Borrower aims to repay the loan from incoming business revenues (sale of cattle). Furthermore, borrower has other options of loan repayment at his disposal, for example, sale of one of the land plots.
Citi aizņēmēja aizdevumi
Grafiks
| # | Datums | Pamtsumma | Procentu ieņēmumi | Kopā | Statuss |
|---|---|---|---|---|---|
| 1 | 25.09.2021 | € 105.80 | € 64.62 | € 170.42 |
Samaksāts
|
| 2 | 25.10.2021 | € 107.21 | € 63.65 | € 170.86 |
Samaksāts
|
| 3 | 25.11.2021 | € 108.64 | € 62.67 | € 171.31 |
Samaksāts
|
| 4 | 25.12.2021 | € 110.09 | € 61.67 | € 171.76 |
Samaksāts
|
| 5 | 18.01.2022 | € 6618.26 | € 45.00 | € 6663.26 |
Samaksāts
|
Aizņēmējs
- Valsts Latvia, LV
Nodrošinājums
- Valsts Latvia, LV
- Nodrošinājuma veids Zeme
- Nodrošinājuma vērtība € 57750.00
- LTV 12%
- Ķīla first rank
Saņemtās investīcijas
| Investors | Summa | |
|---|---|---|
| LANDE līdzfinansējums | € 0.00 | |
| Enkura investora ieguldījumi | € 0.00 | |
| Investors 1 | € 0.00 | |
| Investors 2 | € 0.00 | |
| Investors 3 | € 0.00 | |
| Investors 4 | € 0.00 | |
| Investors 5 | € 0.00 | |
| Investors 6 | € 0.00 | |
| Investors 7 | € 0.00 | |
| Investors 8 | € 0.00 | |
| Investors 9 | € 0.00 | |
| Investors 10 | € 0.00 | |
| Investors 11 | € 0.00 | |
| Investors 12 | € 0.00 | |
| Investors 13 | € 0.00 | |
| Investors 14 | € 0.00 | |
| Investors 15 | € 0.00 | |
| Investors 16 | € 0.00 | |
| Investors 17 | € 0.00 | |
| Investors 18 | € 0.00 | |
| Investors 19 | € 0.00 | |
| Investors 20 | € 0.00 | |
| Investors 21 | € 0.00 | |
| Investors 22 | € 0.00 | |
| Investors 23 | € 0.00 | |
| Investors 24 | € 0.00 | |
| Investors 25 | € 0.00 | |
| Investors 26 | € 0.00 | |
| Investors 27 | € 0.00 | |
| Investors 28 | € 0.00 | |
| Investors 29 | € 0.00 | |
| Investors 30 | € 0.00 | |
| Investors 31 | € 0.00 | |
| Investors 32 | € 0.00 | |
| Investors 33 | € 0.00 | |
| Investors 34 | € 0.00 | |
| Investors 35 | € 0.00 | |
| Investors 36 | € 0.00 | |
| Investors 37 | € 0.00 | |
| Investors 38 | € 0.00 | |
| Investors 39 | € 0.00 | |
| Investors 40 | € 0.00 | |
| Investors 41 | € 0.00 | |
| Investors 42 | € 0.00 | |
| Investors 43 | € 0.00 | |
| Investors 44 | € 0.00 | |
| Investors 45 | € 0.00 | |
| Investors 46 | € 0.00 | |
| Investors 47 | € 0.00 | |
| Investors 48 | € 0.00 | |
| Investors 49 | € 0.00 | |
| Investors 50 | € 0.00 | |
| Investors 51 | € 0.00 | |
| Investors 52 | € 0.00 | |
| Investors 53 | € 0.00 | |
| Investors 54 | € 0.00 | |
| Investors 55 | € 0.00 | |
| Investors 56 | € 0.00 | |
| Kopā | € 7050.00 |