Promotional project No. 10/10
FG

Icon check Projekts ir nofinansēts

Promotional project No. 10/10

€9,258.26

Investēt

€9,258.26

Investēts no €9,258.26

Icon check Projekts ir nofinansēts

Aizdevums

  • Summa €9,258.26
  • Procentu likme 13%
  • Termiņš 11m
  • Nodrošinājuma veids Zeme
  • LTV 28%

Apraksts

This project provides LendSecured investors with an opportunity to finance an agricultural loan, secured by a first rank mortgage on the real estate “Dimzas”, located in Sejas region. The funding target for this project is € 9 258.26, which will be used in order to refinance an existing business loan.

This project gives an opportunity to make a loan with an annual rate of 13%, LTV of 28%, loan term of 12 months, with monthly manner of interest and principal payments.

The collateral consists of an agricultural land plot in total area of 13.33 ha. The market value of the collateral estimated by a certified appraiser is € 33 000 (LTV 28%). The forest stand on the real estate is not part of the evaluation, thus the value of the real estate can be predicted even higher.

In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 18 516.52 is registered on the collateral in the Land Register of Latvia. Aside from the mortgage, the collateral is debt free.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market.

The Borrower is an owner of a farm undertaking “Brivzemnieki” of Sejas region registered in the Latvian commercial register with No. 40001003201 and operating since 1994. The Borrower obtained the initial loan, which is now to be refinanced, in the beginning of 2019, for business development. The Borrower is engaged in mixed farming (crop and livestock production) and provision of related agricultural services.

Borrower aims to repay the loan from incoming business revenues or by sale of the part of the collateral.

Dokumenti

  • Evaluation - Sejas nov., Dimzas
  • [ENG] Evaluation - Sejas nov., Dimzas
  • Land Book
  • Market Review
Lūdzu pieslēdzieties ,lai redzētu dokumentu sarakstu.

Grafiks

Kredīta atmaksas grafiks ir informatīvs un tas var tikt mainīts.
Grace period - 5 dienu periods pēc noteiktā maksājuma datuma, saskaņā ar maksājumu grafiku, kad kredīts netiek uzskatīts par kavētu bankas pārskaitījuma perioda dēļ.
# Datums Pamtsumma Procentu ieņēmumi Kopā Statuss
1 08.02.2021 €61.26 €100.30 €161.56 Icon check Samaksāts
2 08.03.2021 €61.93 €99.63 €161.56 Icon check Samaksāts
3 08.04.2021 €62.60 €98.96 €161.56 Icon check Samaksāts
4 08.05.2021 €63.27 €98.29 €161.56 Icon check Samaksāts
5 08.06.2021 €63.96 €97.60 €161.56 Icon check Samaksāts
6 08.07.2021 €64.65 €96.91 €161.56 Icon check Samaksāts
7 08.08.2021 €65.35 €96.21 €161.56 Icon check Samaksāts
8 08.09.2021 €66.06 €95.50 €161.56 Icon check Samaksāts
9 08.10.2021 €66.78 €94.78 €161.56 Icon check Samaksāts
10 08.11.2021 €67.50 €94.06 €161.56 Icon check Samaksāts
11 08.12.2021 €68.23 €93.33 €161.56 Icon check Samaksāts
12 08.12.2021 €8,546.67 €0.00 €8,546.67 Icon check Samaksāts

Aizņēmējs

  • Valsts Latvia, LV

Nodrošinājums

  • Valsts Latvia, LV
  • Nodrošinājuma veids Zeme
  • Nodrošinājuma vērtība €33,000.00
  • LTV 28%
  • Ķīla first rank

Saņemtās investīcijas

Investors Summa
LANDE līdzfinansējums €0.00
Enkura investora ieguldījumi -€0.09
Investors 1 €0.00
Investors 2 -€0.20
Investors 3 -€0.20
Investors 4 -€0.40
Investors 5 -€0.40
Investors 6 -€0.40
Investors 7 -€0.20
Investors 8 -€0.20
Investors 9 -€0.40
Investors 10 -€0.20
Investors 11 -€1.09
Investors 12 -€2.83
Investors 13 -€0.60
Investors 14 -€4.04
Investors 15 -€0.40
Investors 16 -€0.80
Investors 17 -€0.21
Investors 18 -€0.20
Investors 19 -€0.20
Investors 20 -€0.20
Investors 21 -€1.95
Investors 22 -€0.40
Investors 23 -€0.01
Investors 24 -€4.04
Investors 25 -€0.20
Investors 26 -€0.05
Investors 27 -€0.20
Investors 28 -€0.20
Investors 29 -€0.20
Investors 30 -€0.20
Investors 31 -€0.08
Investors 32 -€0.22
Investors 33 -€0.83
Investors 34 -€0.41
Investors 35 -€0.21
Investors 36 -€0.02
Investors 37 -€0.02
Investors 38 -€0.19
Investors 39 -€1.04
Investors 40 -€0.20
Investors 41 -€3.13
Investors 42 -€3.92
Investors 43 -€0.46
Investors 44 -€0.20
Investors 45 -€0.42
Investors 46 -€0.20
Investors 47 -€1.89
Investors 48 -€0.20
Investors 49 -€0.08
Investors 50 -€0.03
Investors 51 -€0.41
Investors 52 -€0.20
Investors 53 -€1.13
Investors 54 -€0.39
Investors 55 -€0.01
Investors 56 -€1.87
Kopā €9,258.26

Jaunākie komentāri

Hello, how come the payment until September is marked as done? Can a borrower repay in advance? Thank you
08.06.2021
In the secondary market, the term of the loan appears as 90 months. Is this a mistake?
08.06.2021
Hello, borrowers can make payments in advance, however they are distributed to investors according to schedule, which means that investors have not yet received payments for July, August or September. There was a mistake is the loan term and it has been fixed now. Thank you!
LendSecured
09.06.2021
Hi, as of today July 3rd, If I try to invest in this loan, the term is still 90 months so the bug is not fixed yet.
03.07.2021
Lai atstātu komentāru jums ir jāielogojas.