Make investment
€ 6300.00
Raised of € 6300.00
Project is fully funded
Loan
- Amount € 6300.00
- Interest rate 10%
- Term 36m
- Collateral type Machinery
- LTV 42%
Description
This project gives LANDE investors an opportunity to provide seasonal funding in the amount of € 6 300 for farming company UAB “Persona optima” (304916794), to receive a loan for purchase of a machinery.
This project gives an opportunity to make a loan with an annual rate of 10 %, LTV of 42 %, a loan term of 36 months, with a monthly manner of interest payments.
Borrower UAB “Persona optima” is a farming company engaged in crop production. Net turnover: 2021: € 99 647. Net profit: 2021: € 987.
To secure the repayment of the loan, the borrower is pledging a farming machinery – tractor CAPTAIN 263, 8G. The market value of the machinery is € 15 050, which is determined by an independent appraisal "TECHNOLA, UAB".
For additional guarantee the owner of the farm is giving a personal surety in the full loan amount.
Schedule
Grace period - 5 day period after the designated payment date according to the payment schedule, when the loan is not considered to be delayed, because of the bank transfer period.
| # | Date | Principal | Interest | Total | Status |
|---|---|---|---|---|---|
| 1 | 05.10.2022 | € 137.49 | € 52.50 | € 189.99 | |
| 2 | 05.11.2022 | € 139.32 | € 51.35 | € 190.67 | |
| 3 | 05.12.2022 | € 141.18 | € 50.19 | € 191.37 | |
| 4 | 05.01.2023 | € 143.06 | € 49.01 | € 192.07 | |
| 5 | 05.02.2023 | € 144.97 | € 47.82 | € 192.79 | |
| 6 | 05.03.2023 | € 146.90 | € 46.61 | € 193.51 | |
| 7 | 05.04.2023 | € 148.86 | € 45.39 | € 194.25 | |
| 8 | 05.05.2023 | € 150.85 | € 44.15 | € 195.00 | |
| 9 | 05.06.2023 | € 152.86 | € 42.89 | € 195.75 | |
| 10 | 05.07.2023 | € 154.90 | € 41.61 | € 196.51 | |
| 11 | 05.08.2023 | € 156.96 | € 40.33 | € 197.29 | |
| 12 | 05.09.2023 | € 159.05 | € 39.02 | € 198.07 | |
| 13 | 05.10.2023 | € 161.18 | € 37.69 | € 198.87 | |
| 14 | 05.11.2023 | € 163.32 | € 36.35 | € 199.67 | |
| 15 | 05.12.2023 | € 165.50 | € 34.99 | € 200.49 | |
| 16 | 05.01.2024 | € 167.71 | € 33.61 | € 201.32 | |
| 17 | 05.02.2024 | € 169.94 | € 32.21 | € 202.15 | |
| 18 | 05.03.2024 | € 172.21 | € 30.80 | € 203.01 | |
| 19 | 05.04.2024 | € 174.51 | € 29.36 | € 203.87 | |
| 20 | 05.05.2024 | € 176.83 | € 27.91 | € 204.74 | |
| 21 | 05.06.2024 | € 179.19 | € 26.43 | € 205.62 | |
| 22 | 05.07.2024 | € 181.58 | € 24.94 | € 206.52 | |
| 23 | 05.08.2024 | € 184.00 | € 23.43 | € 207.43 | |
| 24 | 05.09.2024 | € 186.45 | € 21.90 | € 208.35 | |
| 25 | 05.10.2024 | € 188.94 | € 20.34 | € 209.28 | |
| 26 | 05.11.2024 | € 191.46 | € 18.76 | € 210.22 | |
| 27 | 05.12.2024 | € 194.01 | € 17.17 | € 211.18 | |
| 28 | 05.01.2025 | € 196.60 | € 15.55 | € 212.15 | |
| 29 | 05.02.2025 | € 199.22 | € 13.91 | € 213.13 | |
| 30 | 05.03.2025 | € 201.88 | € 12.25 | € 214.13 | |
| 31 | 05.04.2025 | € 204.57 | € 10.57 | € 215.14 | |
| 32 | 05.05.2025 | € 207.30 | € 8.86 | € 216.16 | |
| 33 | 05.06.2025 | € 210.06 | € 7.14 | € 217.20 | |
| 34 | 05.07.2025 | € 212.86 | € 5.39 | € 218.25 | |
| 35 | 05.08.2025 | € 215.70 | € 3.61 | € 219.31 | |
| 36 | 05.09.2025 | € 218.58 | € 1.81 | € 220.39 |
Borrower
- Country Lithuania, LT
Collateral
- Country Lithuania, LT
- Collateral type Machinery
- Collateral value € 15050.00
- LTV 42%
Investment Breakdown
| Investor | Amount | |
|---|---|---|
| Anchor investments | € 12.82 | |
| Investor 1 | € 0.00 | |
| Investor 2 | € 50.00 | |
| Investor 3 | € 50.00 | |
| Investor 4 | € 50.00 | |
| Investor 5 | € 50.00 | |
| Investor 6 | € 50.00 | |
| Investor 7 | € 50.00 | |
| Investor 8 | € 50.00 | |
| Investor 9 | € 50.00 | |
| Investor 10 | € 50.00 | |
| Investor 11 | € 1.00 | |
| Investor 12 | € 50.00 | |
| Investor 13 | € 0.00 | |
| Investor 14 | € 50.00 | |
| Investor 15 | € 50.00 | |
| Investor 16 | € 101.00 | |
| Investor 17 | € 50.00 | |
| Investor 18 | € 50.00 | |
| Investor 19 | € 50.00 | |
| Investor 20 | € 50.00 | |
| Investor 21 | € 50.00 | |
| Investor 22 | € 50.00 | |
| Investor 23 | € 50.00 | |
| Investor 24 | € 50.00 | |
| Investor 25 | € 50.00 | |
| Investor 26 | € 50.00 | |
| Investor 27 | € 100.00 | |
| Investor 28 | € 0.00 | |
| Investor 29 | € 100.00 | |
| Investor 30 | € 50.00 | |
| Investor 31 | € 48.00 | |
| Investor 32 | € 50.00 | |
| Investor 33 | € 50.00 | |
| Investor 34 | € 50.00 | |
| Investor 35 | € 50.00 | |
| Investor 36 | € 50.00 | |
| Investor 37 | € 200.00 | |
| Investor 38 | € 50.00 | |
| Investor 39 | € 50.00 | |
| Investor 40 | € 50.00 | |
| Investor 41 | € 50.00 | |
| Investor 42 | € 50.00 | |
| Investor 43 | € 0.00 | |
| Investor 44 | € 50.00 | |
| Investor 45 | € 50.00 | |
| Investor 46 | € 100.00 | |
| Investor 47 | € 50.00 | |
| Investor 48 | € 50.00 | |
| Investor 49 | € 0.00 | |
| Investor 50 | € 50.00 | |
| Investor 51 | € 250.00 | |
| Investor 52 | € 50.00 | |
| Investor 53 | € 50.00 | |
| Investor 54 | € 50.00 | |
| Investor 55 | € 0.00 | |
| Investor 56 | € 50.00 | |
| Investor 57 | € 100.00 | |
| Investor 58 | € 50.00 | |
| Investor 59 | € 50.00 | |
| Investor 60 | € 100.00 | |
| Investor 61 | € 50.00 | |
| Investor 62 | € 50.00 | |
| Investor 63 | € 50.00 | |
| Investor 64 | € 50.00 | |
| Investor 65 | € 75.00 | |
| Investor 66 | € 50.00 | |
| Investor 67 | € 50.00 | |
| Investor 68 | € 0.00 | |
| Investor 69 | € 50.00 | |
| Investor 70 | € 0.00 | |
| Investor 71 | € 50.00 | |
| Investor 72 | € 69.89 | |
| Investor 73 | € 0.00 | |
| Investor 74 | € 0.00 | |
| Investor 75 | € 250.00 | |
| Investor 76 | € 50.00 | |
| Investor 77 | € 0.00 | |
| Investor 78 | € 50.00 | |
| Investor 79 | € 50.00 | |
| Investor 80 | € 0.00 | |
| Investor 81 | € 50.00 | |
| Investor 82 | € 50.00 | |
| Investor 83 | € 50.00 | |
| Investor 84 | € 50.00 | |
| Investor 85 | € 50.00 | |
| Investor 86 | € 50.00 | |
| Investor 87 | € 50.00 | |
| Investor 88 | € 1000.00 | |
| Investor 89 | € 0.00 | |
| Totals | € 6300.00 |