Funding for Self-employed farmer
FG
RO

Icon check El proyecto se ha financiado por completo

Funding for Self-employed farmer

€ 15900.00

Realizar inversión

€ 15900.00

Financiado de € 15900.00

Icon check El proyecto se ha financiado por completo

Préstamo

  • Cantidad € 15900.00
  • Tipo de interés 10%
  • Plazo 36m
  • Tipo de colateral Terreno
  • LTV 59%

Descripción

This project gives LANDE investors an opportunity to provide funding in the amount of € 15 900 for Self-employed farmer to re-finance an exisiting loan for which loan term will be extended by additional 36 months.

The annual interest rate of 10%, LTV of 59%. The loan principal payment, loan interest and monitoring fee are paid according to the Annuity principle with an accelerated loan repayment term in one payment.

The borrower is engaged in grain farming, managing 3.6 ha of arable land and growing wheat, oats, rapeseed and sunflower. Financial results for 2022: annual turnover € 52 923.

The collateral consists of a land plot with a total area of 3.74 ha of agricultural land located in Viesuļi, Īslīces pag., Bauskas nov., cadastre number 40680020719.

In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 23 484 will be registered on the collateral in the Land Register of Latvia.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 4 000 to 4 500 per ha.

To secure the repayment of the loan, the borrower is pledging farming machinery tractor T-25, model A, registration number T8885LD, VIN 90172.

The current market value of machinery is estimated to be € 3 300.

Borrower aims to repay the loan from incoming business revenues.

The borrower is a recipient of support payments from the European Agricultural Guarantee Fund and the European Agricultural Fund for Rural Development.

Documentos

  • Machinery appraisal
  • Land evaluation
Por favor entra para ver una lista de los documentos.

Otros préstamos del prestatario

Calendario

El calendario de pagos es informativo y puede ser objeto de cambio.
Periodo de gracia - periodo de 5 días tras la fecha de pago designada según el calendario de pagos, durante el cual el préstamo no se considera retrasado debido a los tiempos de transferencia bancaria.
# Fecha Principal Interés Total Estado
1 26.04.2024 € 352.43 € 132.50 € 484.93
2 26.05.2024 € 356.84 € 129.56 € 486.40
3 26.06.2024 € 361.30 € 126.58 € 487.88
4 26.07.2024 € 365.81 € 123.58 € 489.39
5 26.08.2024 € 370.38 € 120.53 € 490.91
6 26.09.2024 € 375.01 € 117.44 € 492.45
7 26.10.2024 € 379.70 € 114.32 € 494.02
8 26.11.2024 € 384.45 € 111.15 € 495.60
9 26.12.2024 € 389.25 € 107.95 € 497.20
10 26.01.2025 € 394.12 € 104.70 € 498.82
11 26.02.2025 € 399.05 € 101.42 € 500.47
12 26.03.2025 € 404.03 € 98.10 € 502.13
13 26.04.2025 € 409.08 € 94.73 € 503.81
14 26.05.2025 € 414.20 € 91.32 € 505.52
15 26.06.2025 € 419.38 € 87.86 € 507.24
16 26.07.2025 € 424.62 € 84.37 € 508.99
17 26.08.2025 € 429.93 € 80.83 € 510.76
18 26.09.2025 € 435.30 € 77.25 € 512.55
19 26.10.2025 € 440.74 € 73.62 € 514.36
20 26.11.2025 € 446.25 € 69.95 € 516.20
21 26.12.2025 € 451.83 € 66.23 € 518.06
22 26.01.2026 € 457.48 € 62.46 € 519.94
23 26.02.2026 € 463.19 € 58.66 € 521.85
24 26.03.2026 € 468.98 € 54.80 € 523.78
25 26.04.2026 € 474.85 € 50.88 € 525.73
26 26.05.2026 € 480.78 € 46.93 € 527.71
27 26.06.2026 € 486.79 € 42.92 € 529.71
28 26.07.2026 € 492.88 € 38.86 € 531.74
29 26.08.2026 € 499.04 € 34.76 € 533.80
30 26.09.2026 € 505.28 € 30.60 € 535.88
31 26.10.2026 € 511.59 € 26.39 € 537.98
32 26.11.2026 € 517.99 € 22.12 € 540.11
33 26.12.2026 € 524.46 € 17.81 € 542.27
34 26.01.2027 € 531.02 € 13.44 € 544.46
35 26.02.2027 € 537.66 € 9.01 € 546.67
36 26.03.2027 € 544.31 € 4.53 € 548.84

Prestatario

  • País Latvia, LV

Colateral

  • País Latvia, LV
  • Tipo de colateral Terreno
  • Valor del colateral € 26784.00
  • LTV 59%

Desglose de la inversión

Inversor Cantidad
Inversiones ancla € 46.75
Inversor 1 € 50.00
Inversor 2 € 101.00
Inversor 3 € 50.00
Inversor 4 € 250.00
Inversor 5 € 100.00
Inversor 6 € 250.00
Inversor 7 € 200.00
Inversor 8 € 75.00
Inversor 9 € 50.00
Inversor 10 € 50.00
Inversor 11 € 50.00
Inversor 12 € 50.00
Inversor 13 € 50.00
Inversor 14 € 50.00
Inversor 15 € 50.00
Inversor 16 € 50.00
Inversor 17 € 100.00
Inversor 18 € 100.00
Inversor 19 € 50.00
Inversor 20 € 50.00
Inversor 21 € 50.00
Inversor 22 € 50.00
Inversor 23 € 50.00
Inversor 24 € 50.00
Inversor 25 € 50.00
Inversor 26 € 50.00
Inversor 27 € 50.00
Inversor 28 € 50.00
Inversor 29 € 50.00
Inversor 30 € 50.00
Inversor 31 € 50.00
Inversor 32 € 50.00
Inversor 33 € 100.00
Inversor 34 € 50.00
Inversor 35 € 50.00
Inversor 36 € 50.00
Inversor 37 € 50.00
Inversor 38 € 50.00
Inversor 39 € 60.00
Inversor 40 € 50.00
Inversor 41 € 50.00
Inversor 42 € 50.00
Inversor 43 € 50.00
Inversor 44 € 50.00
Inversor 45 € 50.00
Inversor 46 € 50.00
Inversor 47 € 50.00
Inversor 48 € 50.00
Inversor 49 € 50.00
Inversor 50 € 100.00
Inversor 51 € 50.00
Inversor 52 € 50.00
Inversor 53 € 250.00
Inversor 54 € 50.00
Inversor 55 € 50.00
Inversor 56 € 50.00
Inversor 57 € 50.00
Inversor 58 € 50.00
Inversor 59 € 50.00
Inversor 60 € 50.00
Inversor 61 € 50.00
Inversor 62 € 50.00
Inversor 63 € 50.00
Inversor 64 € 250.00
Inversor 65 € 222.00
Inversor 66 € 50.00
Inversor 67 € 50.00
Inversor 68 € 250.00
Inversor 69 € 50.00
Inversor 70 € 50.00
Inversor 71 € 50.00
Inversor 72 € 50.00
Inversor 73 € 250.00
Inversor 74 € 80.00
Inversor 75 € 50.00
Inversor 76 € 50.00
Inversor 77 € 50.00
Inversor 78 € 51.00
Inversor 79 € 77.00
Inversor 80 € 50.40
Inversor 81 € 54.00
Inversor 82 € 50.00
Inversor 83 € 296.00
Inversor 84 € 50.00
Inversor 85 € 100.00
Inversor 86 € 75.00
Inversor 87 € 50.00
Inversor 88 € 50.00
Inversor 89 € 100.00
Inversor 90 € 200.00
Inversor 91 € 75.00
Inversor 92 € 92.00
Inversor 93 € 100.00
Inversor 94 € 150.00
Inversor 95 € 200.00
Inversor 96 € 50.00
Inversor 97 € 50.00
Inversor 98 € 50.00
Inversor 99 € 50.00
Inversor 100 € 160.00
Inversor 101 € 50.00
Inversor 102 € 50.00
Inversor 103 € 50.00
Inversor 104 € 80.00
Inversor 105 € 50.00
Inversor 106 € 50.00
Inversor 107 € 198.74
Inversor 108 € 50.00
Inversor 109 € 50.00
Inversor 110 € 50.00
Inversor 111 € 100.00
Inversor 112 € 87.00
Inversor 113 € 100.00
Inversor 114 € 50.52
Inversor 115 € 64.00
Inversor 116 € 50.00
Inversor 117 € 60.00
Inversor 118 € 100.00
Inversor 119 € 50.00
Inversor 120 € 50.00
Inversor 121 € 50.00
Inversor 122 € 50.00
Inversor 123 € 50.00
Inversor 124 € 50.00
Inversor 125 € 50.00
Inversor 126 € 290.00
Inversor 127 € 50.00
Inversor 128 € 50.00
Inversor 129 € 50.00
Inversor 130 € 50.00
Inversor 131 € 50.00
Inversor 132 € 50.00
Inversor 133 € 50.00
Inversor 134 € 60.00
Inversor 135 € 50.00
Inversor 136 € 50.00
Inversor 137 € 50.00
Inversor 138 € 50.00
Inversor 139 € 50.00
Inversor 140 € 50.00
Inversor 141 € 50.00
Inversor 142 € 50.00
Inversor 143 € 50.00
Inversor 144 € 50.00
Inversor 145 € 50.00
Inversor 146 € 50.00
Inversor 147 € 100.00
Inversor 148 € 50.00
Inversor 149 € 50.00
Inversor 150 € 50.00
Inversor 151 € 53.00
Inversor 152 € 90.00
Inversor 153 € 50.00
Inversor 154 € 103.00
Inversor 155 € 52.00
Inversor 156 € 100.00
Inversor 157 € 50.00
Inversor 158 € 50.00
Inversor 159 € 50.00
Inversor 160 € 50.00
Inversor 161 € 50.00
Inversor 162 € 150.00
Inversor 163 € 50.00
Inversor 164 € 50.00
Inversor 165 € 50.00
Inversor 166 € 50.00
Inversor 167 € 250.00
Inversor 168 € 50.00
Inversor 169 € 50.00
Inversor 170 € 50.00
Inversor 171 € 50.00
Inversor 172 € 50.00
Inversor 173 € 50.00
Inversor 174 € 250.00
Inversor 175 € 1000.00
Inversor 176 € 59.00
Inversor 177 € 50.00
Inversor 178 € 50.00
Inversor 179 € 50.00
Inversor 180 € 53.00
Inversor 181 € 84.59
Inversor 182 € 1500.00
Inversor 183 € 50.00
Inversor 184 € 46.75
Totales € 15900.00