Funding for ZS LAZDAS
FG
RO

Retorno anual 10%

Plazo 30m

LTV 50%

Funding for ZS LAZDAS

€ 12000.00

€ 4681.00

Financiado de € 12000.00


Summer Cash Back Campaign
  • Invest €500+ and receive 0.5% cashback
  • Invest €1,000+ and receive 1% cashback
  • Invest €5,000+ and receive 2% cashback

* investment should be made in single project

Préstamo

  • Cantidad € 12000.00
  • Tipo de interés 10%
  • Plazo 30m
  • Tipo de colateral Terreno
  • LTV 50%

Descripción

This project gives LANDE investors an opportunity to provide funding in the amount of € 12 000 for Self-employed farmer to receive loan for working capital.

The annual interest rate of 10%, LTV of 50%, loan term is 30 months. The Loan is repaid in several payments according to a schedule agreed with the Borrower. Interest payments on the use of the Loan shall be made monthly in accordance with the Schedule.

The borrower is engaged in cattle farming, managing 109.4 ha of arable land and owning 55 livestock animals. Financial results for 2022: profit € 22 013.

The collateral consists of a land plot with a total area of 9.4 ha of agricultural land located in Zīles, Nautrēnu pag., Rēzeknes nov. cadastral number: 68760050173.

In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 23 945 will be registered on the collateral in the Land Register of Latvia.

The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 2 000 to 3 000 per ha.

Borrower aims to repay the loan from incoming business revenues.

The borrower is a recipient of support payments from the European Agricultural Guarantee Fund and the European Agricultural Fund for Rural Development.

Documentos

  • Land evaluation
Por favor entra para ver una lista de los documentos.

Calendario

El calendario de pagos es informativo y puede ser objeto de cambio.
Periodo de gracia - periodo de 5 días tras la fecha de pago designada según el calendario de pagos, durante el cual el préstamo no se considera retrasado debido a los tiempos de transferencia bancaria.
# Fecha Principal Interés Total Estado
1 28.07.2024 € 0.00 € 100.00 € 100.00
2 28.08.2024 € 0.00 € 100.00 € 100.00
3 28.09.2024 € 0.00 € 100.00 € 100.00
4 28.10.2024 € 0.00 € 100.00 € 100.00
5 28.11.2024 € 0.00 € 100.00 € 100.00
6 28.12.2024 € 0.00 € 100.00 € 100.00
7 28.01.2025 € 0.00 € 100.00 € 100.00
8 28.02.2025 € 0.00 € 100.00 € 100.00
9 28.03.2025 € 0.00 € 100.00 € 100.00
10 28.04.2025 € 0.00 € 100.00 € 100.00
11 28.05.2025 € 0.00 € 100.00 € 100.00
12 28.06.2025 € 0.00 € 100.00 € 100.00
13 28.07.2025 € 0.00 € 100.00 € 100.00
14 28.08.2025 € 0.00 € 100.00 € 100.00
15 28.09.2025 € 0.00 € 100.00 € 100.00
16 28.10.2025 € 0.00 € 100.00 € 100.00
17 28.11.2025 € 0.00 € 100.00 € 100.00
18 28.12.2025 € 0.00 € 100.00 € 100.00
19 28.01.2026 € 0.00 € 100.00 € 100.00
20 28.02.2026 € 0.00 € 100.00 € 100.00
21 28.03.2026 € 0.00 € 100.00 € 100.00
22 28.04.2026 € 0.00 € 100.00 € 100.00
23 28.05.2026 € 0.00 € 100.00 € 100.00
24 28.06.2026 € 0.00 € 100.00 € 100.00
25 28.07.2026 € 0.00 € 100.00 € 100.00
26 28.08.2026 € 0.00 € 100.00 € 100.00
27 28.09.2026 € 0.00 € 100.00 € 100.00
28 28.10.2026 € 0.00 € 100.00 € 100.00
29 28.11.2026 € 0.00 € 100.00 € 100.00
30 28.12.2026 € 12000.00 € 100.00 € 12100.00

Prestatario

  • País Latvia, LV

Colateral

  • País Latvia, LV
  • Tipo de colateral Terreno
  • Valor del colateral € 23945.00
  • LTV 50%

Desglose de la inversión

Inversor Cantidad
Inversor 1 € 100.00
Inversor 2 € 100.00
Inversor 3 € 50.00
Inversor 4 € 50.00
Inversor 5 € 150.00
Inversor 6 € 50.00
Inversor 7 € 50.00
Inversor 8 € 50.00
Inversor 9 € 50.00
Inversor 10 € 50.00
Inversor 11 € 50.00
Inversor 12 € 50.00
Inversor 13 € 50.00
Inversor 14 € 50.00
Inversor 15 € 500.00
Inversor 16 € 60.00
Inversor 17 € 100.00
Inversor 18 € 50.00
Inversor 19 € 50.00
Inversor 20 € 50.00
Inversor 21 € 50.00
Inversor 22 € 50.00
Inversor 23 € 50.00
Inversor 24 € 100.00
Inversor 25 € 50.00
Inversor 26 € 50.00
Inversor 27 € 50.00
Inversor 28 € 50.00
Inversor 29 € 50.00
Inversor 30 € 50.00
Inversor 31 € 50.00
Inversor 32 € 60.00
Inversor 33 € 400.00
Inversor 34 € 60.00
Inversor 35 € 50.00
Inversor 36 € 50.00
Inversor 37 € 50.00
Inversor 38 € 50.00
Inversor 39 € 50.00
Inversor 40 € 1000.00
Inversor 41 € 100.00
Inversor 42 € 50.00
Inversor 43 € 50.00
Inversor 44 € 50.00
Inversor 45 € 100.00
Inversor 46 € 151.00
Inversor 47 € 100.00
Totales € 4681.00