Kredit-ID: 211013-184232
Agricultural loan “Ozoli”, Ērgļu parish, Madonas region
Kreditbedingungen
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Betrag €14,500.00
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Laufzeit 23 Monate
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Zinssatz 11%
Beschreibung
This project provides LendSecured investors with an opportunity to finance an agricultural loan secured by a first rank mortgage on the real estate “Ozoli”, located in Ērgļu parish, Madonas region for a farm owner. The funding target for this project is € 14 500.00, which will be used for working capital.
This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 48%, loan term of 24 months, with monthly manner of interest and principal payments.
The collateral consists of a land plot with a total area of 15.9 ha, consisting both of agricultural and forest land. In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 29 000.00 will be registered on the collateral in the Land Register of Latvia.
The current market value of the collateral is estimated at € 30 500.00 subsequently making loan to collateral value ratio (LTV) - 48%.
The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 1 750 EUR per ha to € 2 600 per ha. The average price of forest land keep increasing, on average being € 2 140 per ha.
Borrower is an owner of a farm focused on providing veterinary services. Borrower is seeking funds to provide working capital. Borrower aims to repay the loan from incoming business revenues. Borrower’s farm is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Land
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Wert der Sicherheit €30,500.00
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Beleihungsquote 48%
Kreditnehmer
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Land Latvia, LV
Zeitplan des Kreditnehmers
# | Datum | Hauptbetrag | Zinsen | Gesamt | |
---|---|---|---|---|---|
1 | 15.11.2021 | €66.82 | €132.92 | €199.74 | |
2 | 15.12.2021 | €67.44 | €132.30 | €199.74 | |
3 | 15.01.2022 | €68.05 | €131.69 | €199.74 | |
4 | 15.02.2022 | €68.68 | €131.06 | €199.74 | |
5 | 15.03.2022 | €69.31 | €130.43 | €199.74 | |
6 | 15.04.2022 | €69.94 | €129.80 | €199.74 | |
7 | 15.05.2022 | €70.58 | €129.16 | €199.74 | |
8 | 15.06.2022 | €71.23 | €128.51 | €199.74 | |
9 | 15.07.2022 | €71.88 | €127.86 | €199.74 | |
10 | 15.08.2022 | €72.54 | €127.20 | €199.74 | |
11 | 15.09.2022 | €73.21 | €126.53 | €199.74 | |
12 | 15.10.2022 | €73.88 | €125.86 | €199.74 | |
13 | 15.11.2022 | €74.56 | €125.18 | €199.74 | |
14 | 15.12.2022 | €75.24 | €124.50 | €199.74 | |
15 | 15.01.2023 | €75.93 | €123.81 | €199.74 | |
16 | 15.02.2023 | €76.63 | €123.11 | €199.74 | |
17 | 15.03.2023 | €77.33 | €122.41 | €199.74 | |
18 | 15.04.2023 | €78.04 | €121.70 | €199.74 | |
19 | 15.05.2023 | €78.75 | €120.99 | €199.74 | |
20 | 15.06.2023 | €79.47 | €120.27 | €199.74 | |
21 | 15.07.2023 | €80.20 | €119.54 | €199.74 | |
22 | 15.08.2023 | €80.94 | €118.80 | €199.74 | |
23 | 15.09.2023 | €81.68 | €118.06 | €199.74 | |
24 | 13.10.2023 | €89.99 | €109.74 | €199.73 | |
25 | 13.10.2023 | €12,707.67 | €0.00 | €12,707.67 |
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Land
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Wert der Sicherheit €30,500.00
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Beleihungsquote 48%
Investitionsaufschlüsselung
Investor | Betrag | Kauf ist möglich | ||
---|---|---|---|---|
Anker-Investitionen | €638.96 | |||
Investor 1 | €49.54 | |||
Investor 2 | €49.54 | |||
Investor 3 | €49.54 | |||
Investor 4 | €49.31 | |||
Investor 5 | €52.52 | |||
Investor 6 | €495.38 | |||
Investor 7 | €198.15 | |||
Investor 8 | €99.08 | |||
Investor 9 | €99.08 | |||
Investor 10 | €247.69 | |||
Investor 11 | €49.54 | |||
Investor 12 | €49.54 | |||
Investor 13 | €49.54 | |||
Investor 14 | €49.54 | |||
Investor 15 | €50.54 | |||
Investor 16 | €57.72 | |||
Investor 17 | €198.15 | |||
Investor 18 | -€0.32 | |||
Investor 19 | €52.52 | |||
Investor 20 | €68.96 | |||
Investor 21 | €49.54 | |||
Investor 22 | €49.54 | |||
Investor 23 | €49.54 | |||
Investor 24 | €495.38 | |||
Investor 25 | €51.37 | |||
Investor 26 | €49.54 | |||
Investor 27 | €49.54 | |||
Investor 28 | €990.75 | |||
Investor 29 | -€0.46 | |||
Investor 30 | €158.29 | |||
Investor 31 | €74.32 | |||
Investor 32 | €254.78 | |||
Investor 33 | €99.08 | |||
Investor 34 | €346.77 | |||
Investor 35 | €49.54 | |||
Investor 36 | €52.38 | |||
Investor 37 | €50.54 | |||
Investor 38 | €49.54 | |||
Investor 39 | €247.69 | |||
Investor 40 | €0.00 | |||
Investor 41 | -€5.62 | |||
Investor 42 | -€11.49 | |||
Investor 43 | €49.54 | |||
Investor 44 | €49.54 | |||
Investor 45 | -€0.48 | |||
Investor 46 | €49.54 | |||
Investor 47 | €53.84 | |||
Investor 48 | €100.70 | |||
Investor 49 | €594.45 | |||
Investor 50 | €495.38 | |||
Investor 51 | €49.54 | |||
Investor 52 | €49.54 | |||
Investor 53 | €198.15 | |||
Investor 54 | €49.54 | |||
Investor 55 | €104.04 | |||
Investor 56 | €54.07 | |||
Investor 57 | €52.02 | |||
Investor 58 | €397.52 | |||
Investor 59 | €318.26 | €318.00 | Kaufen | |
Investor 60 | €99.08 | |||
Investor 61 | €49.54 | |||
Investor 62 | €99.08 | |||
Investor 63 | €210.05 | |||
Investor 64 | €49.54 | |||
Investor 65 | €49.54 | |||
Investor 66 | €247.69 | |||
Investor 67 | €49.54 | |||
Investor 68 | €118.39 | |||
Investor 69 | €49.54 | |||
Investor 70 | €39.54 | €39.54 | Kaufen | |
Investor 71 | €59.85 | |||
Investor 72 | €74.32 | |||
Investor 73 | €99.08 | |||
Investor 74 | €99.08 | |||
Investor 75 | €49.54 | |||
Investor 76 | €123.85 | |||
Investor 77 | €198.15 | |||
Investor 78 | €99.08 | |||
Investor 79 | -€2.74 | |||
Investor 80 | €0.00 | |||
Investor 81 | €99.08 | |||
Investor 82 | €99.08 | |||
Investor 83 | €49.54 | |||
Investor 84 | €9.92 | |||
Investor 85 | €99.08 | |||
Investor 86 | €17.42 | |||
Investor 87 | €1,006.22 | |||
Investor 88 | €99.54 | |||
Investor 89 | €0.00 | |||
Investor 90 | €9.96 | |||
Investor 91 | €49.77 | |||
Investor 92 | €24.89 | |||
Investor 93 | €9.96 | |||
Investor 94 | €149.30 | |||
Investor 95 | €89.54 | €89.54 | Kaufen | |
Investor 96 | €273.72 | |||
Investor 97 | €9.96 | |||
Investor 98 | €2.00 | |||
Investor 99 | €9.96 | |||
Investor 100 | €19.91 | |||
Investor 101 | €99.54 | |||
Investor 102 | €49.77 | |||
Investor 103 | €10.00 | |||
Investor 104 | €0.00 | |||
Investor 105 | €113.47 | |||
Investor 106 | €2.00 | |||
Investor 107 | €4.98 | |||
Gesamtbeträge | €14,500.00 |
€14,500.00
Geworbener Betrag
Der Kredit ist vollständig finanziert.
The more you invest the more you earn
Weitere Möglichkeiten
- FG
- FG