
Agricultural loan “Ozoli”, Ērgļu parish, Madonas region
€ 14500.00
Investition vornehmen
€ 14500.00
Finanziert von € 14500.00
Projekt ist vollständig finanziert
Kredit
- Betrag € 14500.00
- Zinssatz 11%
- Laufzeit 23m
- Art der Sicherheit Land
- Beleihungsquote 48%
Beschreibung
This project provides LendSecured investors with an opportunity to finance an agricultural loan secured by a first rank mortgage on the real estate “Ozoli”, located in Ērgļu parish, Madonas region for a farm owner. The funding target for this project is € 14 500.00, which will be used for working capital.
This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 48%, loan term of 24 months, with monthly manner of interest and principal payments.
The collateral consists of a land plot with a total area of 15.9 ha, consisting both of agricultural and forest land. In order to secure the claims, arising out of loan agreements, a first-hand mortgage in the amount of € 29 000.00 will be registered on the collateral in the Land Register of Latvia.
The current market value of the collateral is estimated at € 30 500.00 subsequently making loan to collateral value ratio (LTV) - 48%.
The demand for agricultural land currently in Latvia exceeds supply and 25% of farmers are forced to rent the land, as there is none available on the market. The price of agricultural land plots in the parish of the collateral ranges from € 1 750 EUR per ha to € 2 600 per ha. The average price of forest land keep increasing, on average being € 2 140 per ha.
Borrower is an owner of a farm focused on providing veterinary services. Borrower is seeking funds to provide working capital. Borrower aims to repay the loan from incoming business revenues. Borrower’s farm is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.
Zahlungsplan
# | Datum | Hauptbetrag | Zinsen | Gesamt | Status |
---|---|---|---|---|---|
1 | 15.11.2021 | € 66.82 | € 132.92 | € 199.74 |
|
2 | 15.12.2021 | € 67.44 | € 132.30 | € 199.74 |
|
3 | 15.01.2022 | € 68.05 | € 131.69 | € 199.74 |
|
4 | 15.02.2022 | € 68.68 | € 131.06 | € 199.74 |
|
5 | 15.03.2022 | € 69.31 | € 130.43 | € 199.74 |
|
6 | 15.04.2022 | € 69.94 | € 129.80 | € 199.74 |
|
7 | 15.05.2022 | € 70.58 | € 129.16 | € 199.74 |
|
8 | 15.06.2022 | € 71.23 | € 128.51 | € 199.74 |
|
9 | 15.07.2022 | € 71.88 | € 127.86 | € 199.74 |
|
10 | 09.08.2022 | € 13876.07 | € 98.47 | € 13974.54 |
|
Kreditnehmer
- Land Latvia, LV
Sicherheit
- Land Latvia, LV
- Art der Sicherheit Land
- Beleihungswert € 30500.00
- Beleihungsquote 48%
Investitionsaufschlüsselung
Investor | Betrag | |
---|---|---|
Anker-Investitionen | € 0.00 | |
Investor 1 | € 0.00 | |
Investor 2 | € 0.00 | |
Investor 3 | € 0.00 | |
Investor 4 | € 0.00 | |
Investor 5 | € 0.00 | |
Investor 6 | € 0.00 | |
Investor 7 | € 0.00 | |
Investor 8 | € 0.00 | |
Investor 9 | € 0.00 | |
Investor 10 | € 0.00 | |
Investor 11 | € 0.00 | |
Investor 12 | € 0.00 | |
Investor 13 | € 0.00 | |
Investor 14 | € 0.00 | |
Investor 15 | € 0.00 | |
Investor 16 | € 0.00 | |
Investor 17 | € 0.00 | |
Investor 18 | € 0.00 | |
Investor 19 | € 0.00 | |
Investor 20 | € 0.00 | |
Investor 21 | € 0.00 | |
Investor 22 | € 0.00 | |
Investor 23 | € 0.00 | |
Investor 24 | € 0.00 | |
Investor 25 | € 0.00 | |
Investor 26 | € 0.00 | |
Investor 27 | € 0.00 | |
Investor 28 | € 0.00 | |
Investor 29 | € 0.00 | |
Investor 30 | € 0.00 | |
Investor 31 | € 0.00 | |
Investor 32 | € 0.00 | |
Investor 33 | € 0.00 | |
Investor 34 | € 0.00 | |
Investor 35 | € 0.00 | |
Investor 36 | € 0.00 | |
Investor 37 | € 0.00 | |
Investor 38 | € 0.00 | |
Investor 39 | € 0.00 | |
Investor 40 | € 0.00 | |
Investor 41 | € 0.00 | |
Investor 42 | € 0.00 | |
Investor 43 | € 0.00 | |
Investor 44 | € 0.00 | |
Investor 45 | € 0.00 | |
Investor 46 | € 0.00 | |
Investor 47 | € 0.00 | |
Investor 48 | € 0.00 | |
Investor 49 | € 0.00 | |
Investor 50 | € 0.00 | |
Investor 51 | € 0.00 | |
Investor 52 | € 0.00 | |
Investor 53 | € 0.00 | |
Investor 54 | € 0.00 | |
Investor 55 | € 0.00 | |
Investor 56 | € 0.00 | |
Investor 57 | € 0.00 | |
Investor 58 | € 0.00 | |
Investor 59 | € 0.00 | |
Investor 60 | € 0.00 | |
Investor 61 | € 0.00 | |
Investor 62 | € 0.00 | |
Investor 63 | € 0.00 | |
Investor 64 | € 0.00 | |
Investor 65 | € 0.00 | |
Investor 66 | € 0.00 | |
Investor 67 | € 0.00 | |
Investor 68 | € 0.00 | |
Investor 69 | € 0.00 | |
Investor 70 | € 0.00 | |
Investor 71 | € 0.00 | |
Investor 72 | € 0.00 | |
Investor 73 | € 0.00 | |
Investor 74 | € 0.00 | |
Investor 75 | € 0.00 | |
Investor 76 | € 0.00 | |
Investor 77 | € 0.00 | |
Investor 78 | € 0.00 | |
Investor 79 | € 0.00 | |
Investor 80 | € 0.00 | |
Investor 81 | € 0.00 | |
Investor 82 | € 0.00 | |
Investor 83 | € 0.00 | |
Investor 84 | € 0.00 | |
Investor 85 | € 0.00 | |
Investor 86 | € 0.00 | |
Investor 87 | € 0.00 | |
Investor 88 | € 0.00 | |
Investor 89 | € 0.00 | |
Investor 90 | € 0.00 | |
Investor 91 | € 0.00 | |
Investor 92 | € 0.00 | |
Investor 93 | € 0.00 | |
Investor 94 | € 0.00 | |
Investor 95 | € 0.00 | |
Investor 96 | € 0.00 | |
Investor 97 | € 0.00 | |
Investor 98 | € 0.00 | |
Investor 99 | € 0.00 | |
Investor 100 | € 0.00 | |
Investor 101 | € 0.00 | |
Investor 102 | € 0.00 | |
Investor 103 | € 0.00 | |
Investor 104 | € 0.00 | |
Investor 105 | € 0.00 | |
Investor 106 | € 0.00 | |
Investor 107 | € 0.00 | |
Investor 108 | € 0.00 | |
Investor 109 | € 0.00 | |
Investor 110 | € 0.00 | |
Investor 111 | € 0.00 | |
Investor 112 | € 0.00 | |
Investor 113 | € 0.00 | |
Investor 114 | € 0.00 | |
Investor 115 | € 0.00 | |
Investor 116 | € 0.00 | |
Investor 117 | € 0.00 | |
Investor 118 | € 0.00 | |
Investor 119 | € 0.00 | |
Investor 120 | € 0.00 | |
Investor 121 | € 0.00 | |
Investor 122 | € 0.00 | |
Investor 123 | € 0.00 | |
Investor 124 | € 0.00 | |
Investor 125 | € 0.00 | |
Investor 126 | € 0.00 | |
Investor 127 | € 0.00 | |
Investor 128 | € 0.00 | |
Investor 129 | € 0.00 | |
Investor 130 | € 0.00 | |
Investor 131 | € 0.00 | |
Investor 132 | € 0.00 | |
Investor 133 | € 0.00 | |
Investor 134 | € 0.00 | |
Investor 135 | € 0.00 | |
Investor 136 | € 0.00 | |
Investor 137 | € 0.00 | |
Investor 138 | € 0.00 | |
Investor 139 | € 0.00 | |
Gesamtbeträge | € 14123.48 |