Kredit-ID: 210817-169153
Seasonal financing for working capital
Kreditbedingungen
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Betrag €3,700.00
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Laufzeit 14 Monate
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Zinssatz 10%
Beschreibung
This project gives LendSecured investors an opportunity to provide seasonal funding in the amount of € 3 700.00 for a self-employed farmer, engaged in mixed farming. The borrower is seeking funds for working capital (purchase of fuel, seeds, and fertilizers).
This project gives an opportunity to make a loan with an annual rate of 10%, LTV of 33%, loan term of 14 months with monthly payments of interest.
In order to secure the repayment of the loan, the borrower has concluded an agreement for winter wheat sale in volume of 52t. The repayment of the loan will be done, once the harvest will be handed to the buyer.
The borrower is a recipient of support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.
The price of wheat is determined by the stock exchange and at the time of the harvest will be approximately EUR 214 per ton, making the value of the harvest around EUR 11 130.
To avoid loss of crops due to natural disasters, such as hail, rainfall or storm, the harvest will be insured.
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Getreide
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Wert der Sicherheit €11,130.00
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Beleihungsquote 33%
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Sicherheit Winter wheat
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Menge 52t
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Personal Guarantee yes
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Versicherung against loss of crops due to natural disasters, such as hail, rainfall or storm
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Kreditnehmer
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Land Latvia, LV
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Der Rückzahlungsplan des Kredits ist rein informativ und kann Änderungen unterliegen.
Zeitplan des Kreditnehmers
Schonfrist – 5-tägige Frist nach dem vorgesehenen Zahlungstermin laut Zahlungsplan, in der der Kredit aufgrund der Überweisungsdauer noch nicht als verzögert gilt.
| # | Datum | Hauptbetrag | Zinsen | Gesamt | |
|---|---|---|---|---|---|
| 1 | 20.10.2021 | €0.00 | €30.83 | €30.83 | |
| 2 | 20.11.2021 | €0.00 | €30.83 | €30.83 | |
| 3 | 20.12.2021 | €0.00 | €30.83 | €30.83 | |
| 4 | 20.01.2022 | €0.00 | €30.83 | €30.83 | |
| 5 | 20.02.2022 | €0.00 | €30.83 | €30.83 | |
| 6 | 08.03.2022 | €3,700.00 | €18.89 | €3,718.89 |
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Getreide
-
Wert der Sicherheit €11,130.00
-
Beleihungsquote 33%
-
Sicherheit Winter wheat
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Menge 52t
-
Personal Guarantee yes
-
Versicherung against loss of crops due to natural disasters, such as hail, rainfall or storm
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
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Investition vornehmen
€3,700.00
Geworbener Betrag
Der Kredit ist vollständig finanziert.
The more you invest the more you earn
EUR ≥ 500 = 0.5%
EUR ≥ 1000 = 1%
EUR ≥ 5000 = 2%
Cashback is added instantly
Rules:
1. Invested sum is at least EUR 500;
2. Investment is made in one payment (invested amounts don’t sum).