Kredit-ID: 210618-310283
Seasonal financing (summer wheat)
Kreditbedingungen
-
Betrag €3,600.00
-
Laufzeit 4 Monate
-
Zinssatz 11%
Beschreibung
This project gives LendSecured investors an opportunity to provide seasonal funding in the amount of € 3 600.00 for a self-employed farmer, in order to secure working capital until the harvest.
This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 39%, loan term of 4 months, with monthly manner of interest payments.
Borrower has been operating since 2012 and is engaged in crop production with 250 ha of arable land. In order to secure the repayment of the loan, the borrower has concluded an agreement for summer wheat sale in volume of 45t. The repayment of the loan will be done, once the harvest will be handed to the buyer.
The borrower is a recipient of government subsidies and support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.
The price of wheat is determined by the stock exchange and at the time of the harvest will be approximately EUR 205 per ton, thus the value of the harvest is estimated at EUR 9 225.00.
To avoid loss of crops due to natural disasters, such as hail, rainfall or storm, the harvest will be insured.
Sicherheit
-
Land Latvia, LV
-
Sicherheitstyp Getreide
-
Wert der Sicherheit €9,225.00
-
Beleihungsquote 39%
-
Grundschuld first Rang
-
Sicherheit Summer wheat
-
Menge 45t
-
Versicherung against loss of crops due to natural disasters, such as hail, rainfall, storm
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
Kreditnehmer
-
Land Latvia, LV
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
Der Rückzahlungsplan des Kredits ist rein informativ und kann Änderungen unterliegen.
Zeitplan des Kreditnehmers
Schonfrist – 5-tägige Frist nach dem vorgesehenen Zahlungstermin laut Zahlungsplan, in der der Kredit aufgrund der Überweisungsdauer noch nicht als verzögert gilt.
| # | Datum | Hauptbetrag | Zinsen | Gesamt | |
|---|---|---|---|---|---|
| 1 | 20.07.2021 | €0.00 | €33.00 | €33.00 | |
| 2 | 20.08.2021 | €0.00 | €33.00 | €33.00 | |
| 3 | 20.09.2021 | €0.00 | €33.00 | €33.00 | |
| 4 | 16.11.2021 | €3,600.00 | €61.74 | €3,661.74 |
Sicherheit
-
Land Latvia, LV
-
Sicherheitstyp Getreide
-
Wert der Sicherheit €9,225.00
-
Beleihungsquote 39%
-
Grundschuld first Rang
-
Sicherheit Summer wheat
-
Menge 45t
-
Versicherung against loss of crops due to natural disasters, such as hail, rainfall, storm
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
Neueste Kommentare
The loan is two weeks past due date. Would you please explain what is happening here? Can we expect a payment soon or is the borrower having serious trouble?
Rozenfelde Evita
04.11.2021
Hello Evita, the payment has been made 03.11.2021.
Money transfers can take up to 3 days, so you can expect to receive payment, beginning of next week.
LendSecured
04.11.2021
Still no payment. What is the delay please?
Rozenfelde Evita
12.11.2021
Dear Investors, please be notified that the borrower had made repayment in the wrong amount, and we were waiting for additional payment from the borrower. The payment has been made, and the project has been closed.
LendSecured
17.11.2021
To leave a comments you will need to log in.
Investition vornehmen
€3,600.00
Geworbener Betrag
Der Kredit ist vollständig finanziert.
The more you invest the more you earn
EUR ≥ 500 = 0.5%
EUR ≥ 1000 = 1%
EUR ≥ 5000 = 2%
Cashback is added instantly
Rules:
1. Invested sum is at least EUR 500;
2. Investment is made in one payment (invested amounts don’t sum).