Kredit-ID: 210531-144385
Seasonal financing (summer wheat)
Kreditbedingungen
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Betrag €11,500.00
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Laufzeit 5 Monate
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Zinssatz 11%
Beschreibung
This project gives LendSecured investors an opportunity to provide seasonal funding in the amount of € 11 500 for Bauskas rajona Svitenes pagasta zemnieku saimniecība "GAITIŅI", registration No. 43601028569, in order to secure funds for a purchase of machinery.
This project gives an opportunity to make a loan with an annual rate of 11%, LTV of 30%, loan term of 5 months, with monthly manner of interest payments.
Borrower has been operating since 2004 and is engaged in agriculture, hunting and related service activities. In order to secure the repayment of the loan, the borrower has concluded an agreement for summer wheat sale in volume of 180t. The repayment of the loan will be done, once the harvest will be handed to the buyer.
The borrower is a recipient of government subsidies and support payments from European Agricultural Guarantee Fund and European Agricultural Fund for Rural Development.
The price of wheat is determined by the stock exchange and at the time of the harvest will be approximately EUR 210 per ton, thus the value of the harvest is estimated at EUR 37 800.
To avoid loss of crops due to natural disasters, such as hail, rainfall or storm, the harvest will be insured.
Sicherheit
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Land Latvia, LV
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Sicherheitstyp Getreide
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Wert der Sicherheit €37,800.00
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Beleihungsquote 30%
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Sicherheit Summer wheat
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Menge 180t
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Persönliche Garantie by owner Māra Cimermane
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Versicherung against loss of crops due to natural disasters, such as hail, rainfall, storm
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Kreditnehmer
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Land Latvia, LV
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Der Rückzahlungsplan des Kredits ist rein informativ und kann Änderungen unterliegen.
Zeitplan des Kreditnehmers
Schonfrist – 5-tägige Frist nach dem vorgesehenen Zahlungstermin laut Zahlungsplan, in der der Kredit aufgrund der Überweisungsdauer noch nicht als verzögert gilt.
| # | Datum | Hauptbetrag | Zinsen | Gesamt | |
|---|---|---|---|---|---|
| 1 | 10.07.2021 | €0.00 | €105.42 | €105.42 | |
| 2 | 10.08.2021 | €0.00 | €105.42 | €105.42 | |
| 3 | 10.09.2021 | €0.00 | €105.42 | €105.42 | |
| 4 | 10.10.2021 | €0.00 | €105.42 | €105.42 | |
| 5 | 08.11.2021 | €11,500.00 | €98.39 | €11,598.39 |
Sicherheit
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Land Latvia, LV
-
Sicherheitstyp Getreide
-
Wert der Sicherheit €37,800.00
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Beleihungsquote 30%
-
Sicherheit Summer wheat
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Menge 180t
-
Persönliche Garantie by owner Māra Cimermane
-
Versicherung against loss of crops due to natural disasters, such as hail, rainfall, storm
Bitte loggen Sie sich ein, um die vollständigen Kreditdetails zu sehen.
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Investition vornehmen
€11,500.00
Geworbener Betrag
Der Kredit ist vollständig finanziert.
The more you invest the more you earn
EUR ≥ 500 = 0.5%
EUR ≥ 1000 = 1%
EUR ≥ 5000 = 2%
Cashback is added instantly
Rules:
1. Invested sum is at least EUR 500;
2. Investment is made in one payment (invested amounts don’t sum).